It is the limit for spending less than 200 yuan to use the white bar, and the limit for using the credit card is more than 200 yuan. I personally understand it as a limit superposition, and there should be more limits than before.

Basic rights and interests:

a. Gold card: activate this card and enjoy the benefits of CITIC Credit Card Gold Card;

b. Annual fee exemption activity: card approval If you swipe the card or withdraw cash once within 30 days, you will be exempted from the first-year annual fee. If you swipe the card or withdraw cash a total of 5 times within a year, you will be exempted from the annual fee for the next year. The cumulative number of swipes and withdrawals will be calculated using the credit card limit. Transactions with I-Tiao limit will not be accumulated. By analogy, the annual fee is 200 yuan;

c. Points can be exchanged for steel coins: points transactions (including cash withdrawals) reaching 800 yuan in the month will accumulate 1 Jingdong steel coin. The "month" referred to in this plan is the billing month. The JD steel coins received in the current month will be given away within 1 working day after the "bill date" of the following month. Transactions with points accumulated in each bill month exceeding three times the permanent limit will no longer accumulate Jingdong steel coins (only the credit card limit can be used to calculate points and accumulate steel coins);

d. Enjoy airline benefits: Xiaobai Two co-branded card users who book air tickets through designated channels can receive flight delay insurance of up to 1,000 yuan if their flight is delayed for 4 hours;

e. Activating Bai Tiao to enjoy rights: After receiving the Xiaobai Two co-branded card, those who have not activated Bai Tiao Cardholders please activate JD Baitiao first. After successful activation, you can enjoy the membership benefits of Xiaobai Two co-branded card;

Limited time activities:

a. 10 yuan Baitiao instant discount coupon: from August 27, 2017 to December 2017 On the 31st, new CITIC Bank credit card customers who apply for the Xiaobai Two co-branded card for the first time will receive a 10-yuan Baitiao instant discount coupon after successfully submitting the application form, which can only be used for shopping at JD Mall. Limited to the first 300,000 people, first come first served. The coupon will be issued to the JD account associated with the customer when applying for the Xiaobai Two co-branded card after 5 working days;

b. 6 issues of Baitiao interest-free coupons: from August 27, 2017 to 2017 On December 31, 2020, new CITIC Bank credit card customers who apply for the Xiaobai Two co-branded card for the first time during the event period and make any three purchases with the CITIC Xiaobai Two co-branded card will receive a 6-issue Bai Tiao interest-free coupon, limited to JD.com Used for shopping. Limited to the first 66,000 people, first come first served. Coupons will be available on JD Finance APP the next month after meeting the conditions; -- Baitiao Channel gt; -- Xiaobai Card Area gt; Coupon List Collection;

c, 20 yuan Baitiao Gift Pack: 2017 From August 27 to December 31, 2017, new CITIC Bank credit card customers who apply for the Xiaobai Two co-branded card for the first time during the activity period and spend 99 yuan or more on the CITIC Xiaobai Two co-branded card with a single transaction every calendar month will receive Get 1 10-yuan Baitiao instant discount coupon and 2 5-yuan Baitiao instant discount coupons (you can participate once a month during the event period and receive a maximum reward of 80 yuan), which can only be used for shopping at JD Mall. Limited to first 130,000 people, first come first served. The coupons will be available on the JD Finance APP the next month after meeting the conditions; -- Baitiao Channel gt; -- Xiaobai Card Area gt; Coupon List Collection;

d. Instant discount for 2 pieces of 50 yuan when paying on JD.com Coupon: From August 27, 2017 to September 30, 2017, new CITIC Bank credit card customers who apply for and are approved for the Xiaobai Two co-branded card for the first time during the event period can earn a single credit card points transaction of 399 yuan within 60 days of card approval. , 30 working days after meeting the conditions, you will receive exclusive rights and can be redeemed for two 50-yuan Jingdong payment instant discount coupons. How to receive: JD Financial APPgt; -- Baitiao Channel gt; -- Xiaobai Card Area gt; Coupon List.

Limited to the first 50,000 people, gifts are limited, first come first served;

e. 15% discount for Baitiao installment: from August 27, 2017 to December 31, 2017, the first time you apply for a small business during the activity period New CITIC Bank credit card customers with the Bai Two co-branded card who make any payment with the CITIC Xiaobai Two card and Bai Tiao will receive a 15% discount on the installment interest rate of the Bai Tiao bill at the beginning of the next month. After obtaining the privilege, when the Bai Tiao bill amount is greater than or equal to 1,000 Yuan can enjoy a 15% discount on the installment interest fee of the white note bill, and the privilege can be used before January 31, 2018;

f. 10 times steel and iron acceleration: August 27, 2017 to February 28, 2018 , a new CITIC Bank credit card customer who applies for the Xiaobai Two card for the first time, can use JD.com payment scenario for consumption payment (only the accumulated steel coins can be consumed using the credit card limit), and multiple points can be exchanged for steel coins. The upper limit is 50 steel coins per customer/month. Gifts are limited, first come first served;

g, 9 yuan to enjoy: From August 1, 2017 to July 30, 2018, CITIC Xiaobai Two co-branded card users can enjoy discounts on each activity Purchase the following products at the same price (choose one of the three): video VIP (online video in Dongka Space); two movie tickets (online seat selection in Dongka Space for offline theaters); instant discount on performance tickets (offline theater/theatre). Redemption time: August 1, 2017 to August 5, 2018;