1. Understanding credit card products: First of all, you need to understand the credit card products provided by China Everbright Bank, including different types of credit cards, various preferential activities and rates, so as to choose the credit card that best suits your needs.
2. Prepare application materials: Be sure to prepare the materials needed for the application in advance, such as ID card, income certificate, residence certificate, etc. , thus successfully passing the approval process.
3. Online application: You can apply online through official website of China Everbright Bank or mobile phone, and make sure that the information is accurate.
4. Follow up the application progress: After submitting the application, you can check the application progress through official website of China Everbright Bank or by telephone. If you have any questions, please contact customer service in time to solve them.
When you know about credit card products, you can choose according to your own consumption demand and repayment ability. For example, you can choose a credit card with rich travel benefits for frequent business trips; If you spend more, you can choose a credit card with a higher credit limit.
When preparing the application materials, you need to pay attention to the expiration date and update of different materials. For example, the ID card needs to be a second-generation ID card and is guaranteed to be within the validity period; The proof of income needs to be the payroll or bank account of the last three months.
When applying online, you can choose to apply directly in official website of China Everbright Bank, or download the mobile phone application of China Everbright Bank to apply. You need to pay attention to fill in accurate information, especially contact information and address.
When you follow up the application progress, you can check the application progress through official website of China Everbright Bank or by telephone. If the application is successful, you need to pay attention to the activation and use of the credit card after receiving it; If the application is rejected, it is necessary to know the reasons for rejection in time and improve the application materials.
In short, it is necessary to know the products, preparation materials, online application and follow-up progress to apply for the credit card of China Everbright Bank quickly. Through careful preparation and attention to details, the success rate of application can be improved and the convenience brought by credit card can be enjoyed.