The reason why there is this kind of "unofficial" short message is that many banks often have a reward for inviting to apply for a card in order to pursue the amount of cards issued. Therefore, as long as you click the link after receiving the short message, you can successfully apply for a credit card and activate it, and they can get the corresponding recommendation reward.
For example
CITIC Bank has successfully recommended that two people can get a 2 yuan credit card and 2 people can get an iPhoneX. According to the current price of iPhoneX, as long as we get 2 new households, each new household is worth at least 3 yuan.
this kind of invitation to do a card short message is to get a recommendation reward. If you really click in to fill in the information and apply for a card, it will not have a great impact on us. At most, you can't get off the card, but your credit information has been checked again. The amount of the card is not high, and it is not a platinum card.
in addition to the SMS invitation to apply for a card, another SMS that card friends receive the most frequently is the SMS withdrawal!
It's still in the name of a bank, but the links in this short message are actually phishing websites. You fill in the information to get your personal information and password, so as to steal your funds.
how to avoid being cheated?
1. Identify by number
Every bank has its own official telephone number, such as 95588 for ICBC, 95599 for ABC and 95533 for CCB. If it is not an official SMS, the authenticity is in doubt.
2. Identify
icbc, abc and ccb through the website address. If the clicked link doesn't even contain the initials of the bank, it must be a phishing website.
because there is the possibility of being deceived in the above two ways of identification, if the received short message contains unknown links, the best way is not to click. For those involving money, it is best to verify the authenticity of the information through bank official website, APP, customer service, etc.
That's the secret of the credit card withdrawal message I brought with me today. Do friends feel "up posture"?
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