You don't have to have a good credit status to apply for Ping An Bank credit card. You also need to be 18~65 years old and have stable repayment ability. In general, the reasons for failing to apply for a credit card are as follows:

1. Incorrect channel

Try to choose a formal banking institution when applying. Many intermediaries and some roadside card offices collect money to defraud money and user information, and cannot approve cards. To apply for Ping An Bank's credit card, you can choose to apply in official website, contact the bank staff to handle it at home, and go to the bank outlets to handle it. The pass rate of formal channels is guaranteed;

2. Less application materials.

Applicants must pay attention to the authenticity and integrity of the application materials, which is an important basis for banks to approve cards. This information is especially important when applying for a credit card for the first time. For example, if you have a house and a car, you can submit the approval documents such as the purchase contract and vehicle driving license. If there are only simple materials such as a copy of the ID card, the probability of passing is very small.

If you still have questions, you can call Ping An Bank Credit Card Center for consultation, and professional customer service staff will answer them for you.