Does credit card and Alipay purchases count? You will understand after reading this

With the popularity of Alipay payment, more and more people will bind credit cards to Alipay for consumption. Many banks' credit cards can reduce the annual fee based on the number of credit card swipes, but there are restrictions on how to swipe the card. So do Alipay purchases with credit cards count as times? Let's find out together.

Does credit card and Alipay purchases count?

When you use Alipay to consume with a credit card, you actually use Alipay’s quick payment method to make the payment. Usually, in this case, it is counted as a card swipe. As for whether it can be counted as the number of card swipes for free of annual fees, it depends on the bank’s regulations. .

Usually, if the bank does not require the form of credit card swiping, and the points are not required, then the number of card swiping can be counted; but if the bank has requirements for the form of credit card swiping, and if there are consumption points, This situation will definitely not count.

If you are really unclear about the card issuer’s regulations, the most direct way is to call the issuer’s 24-hour service hotline and ask customer service for clarification.

How to check the number of credit card swipes?

If you want to know whether your credit card has been swiped enough times to waive the annual fee, you can check in the following ways:

1. Telephone inquiry: directly call the 24-hour number on the back of the credit card Service hotline, transfer manual customer service inquiry;

2. Online inquiry: Log in to the official credit card website, find your issued bills and unissued bills, and add up all the card swiping times to know the total number of card swiping times.

The above is the relevant introduction to "Do credit card Alipay purchases count as times?" In short, whether credit card Alipay purchases count as times depends mainly on the regulations of each bank. It is recommended to consult the bank's specific regulations before swiping the card. , it is best to reduce the annual fee by swiping the card.

How to check the number of credit card swipes

Credit cards have annual fees, but the annual fees of most credit cards can be reduced or reduced through some methods. One of the more common methods is to "reach the number of swipes "Number of times", so everyone is particularly concerned about the number of credit card swipes. So how to check the number of credit card swipes?

1. Pay attention to text messages. Some banks will send SMS notifications a few months before the annual fee cycle to tell cardholders how many more times they need to swipe their cards to reduce the annual fee, but some banks do not have this function.

2. Telephone inquiry. Call the service hotline of the card issuer and be transferred to the manual customer service, so that the staff can help you inquire. You only need to provide the correct identity information. After the customer service verifies the identity, it will inform the current number of credit card swipes during the annual fee week.

3. Bill inquiry. Check the current credit card bill on the official credit card website or mobile banking. You can not only see the number of monthly bill purchases, but also summarize and query the total number of credit card purchases.

The above is an introduction to how to check the number of credit card swipes. Through the above, I believe everyone has an understanding. I hope it will be useful to everyone.

How to check the number of credit card swipes of Bank of China?

It is recommended that you make self-service inquiries through our bank’s mobile banking, or call our 24-hour credit card customer service hotline 4006695566. Thank you for your understanding and support.

The above content is for your reference, please refer to actual business regulations.

Does online credit card payment count as annual fee-free card swiping? How to check the number of credit card swipes?

With the popularity of online shopping, many e-commerce websites can support credit card online payment. However, when many cardholders use credit cards to pay online, they often pay attention to whether the number of online purchases they make counts as card swipes. After all, most credit cards can waive the annual fee as long as they reach the full number of swipes. So, does online payment with a credit card count as the number of card swipes without annual fees? Let’s find out together below.

Does online credit card payment count as the number of card swipes?

Generally, when many e-commerce websites access the credit card payment port, they need to pay the bank, which is also one of the banks’ sources of income, so most banks will regard the number of online payments as the number of card swipes, such as China Merchants Bank, Bank of Communications, CITIC Bank, etc.

But there are also some banks that do not count online credit card payments into the number of card swipes. They only recognize offline card swiping behavior. Even if you max out your credit card online, you will not be able to waive the annual fee. Requirements, you still have to go to the offline POS machine to swipe your card.

It should be reminded that even if some banks count online credit card payments as the number of card swipes, they will not give you points. Unless you apply for a Taobao credit card, JD.com co-branded card, etc., you will only get points when you use this card to make purchases on Taobao and JD.com. In addition, some banks require that only transactions with points can be counted as card swiping times. The specifics can be Check with your credit card issuer.

How to check the number of credit card swipes?

If you want to know whether your credit card has been used enough times to waive the annual fee, you can check in the following ways:

1. Telephone inquiry: directly call the 24-hour number on the back of the credit card Service hotline, transfer manual customer service inquiry;

2. Online inquiry: Log in to the official credit card website, find your issued bills and unissued bills, and add up all the card swiping times to know the total number of card swiping times.

The above is the relevant introduction of "Does online credit card payment count as the number of card swipes without annual fee? How to check the number of card swipes?" In short, whether online credit card payment should be swiped or not mainly depends on the regulations of each bank. , it is recommended to consult the bank's specific regulations before swiping the card, so as to reduce the annual fee based on the number of card swipes.

How to check the number of times the ICBC credit card has been swiped?

ICBC swipes the card 5 times for free. The annual fee is waived in the first year regardless of whether the card is swiped or not. There is no handling fee for cash withdrawals, but it can be withdrawn on the same day. An interest of five ten thousandths will be recorded. If you want to know how many times you have swiped, you can only check at the counter or check your credit card statement online.

ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to credit level, they are divided into: Platinum Card, Gold Card and Ordinary Card; according to the issuance objects, they are divided into business cards and personal cards, of which personal cards are divided into main cards and supplementary cards.

In October 1987, ICBC Guangzhou Branch officially issued the bank's first regional credit card and named the card "Red Cotton Card". The red cotton card uses red cotton (the city flower of Guangzhou) and rice ears (referred to as "sui" in Guangzhou) as the card logo, and Guangzhou Haizhu Bridge as the background image. It is divided into two types: gold card and silver card. The gold card uses gold as the background color, and the silver card The card has a gray background. The Hongmian Card has the functions of savings, transfers and overdrafts, and can be used for deposits, withdrawals, transfers and consumption within the scope of Guangzhou and Panyu County under the jurisdiction of the city.

In January 1989, ICBC decided to issue unified credit cards across the bank. In February 1989, ICBC decided to use "Peony" as the name of ICBC's credit card, taking the peony as its national color, fragrant, rich and auspicious, to express its best wishes to cardholders; and borrowing its status as "the king of peonies", it symbolizes The prospect of "Being the Champion of Peony Kakas" expresses the courage and confidence of ICBC people to win the championship.

The first Peony Card has a dark copper background and gilded peony flowers, which is elegant and luxurious and has the style of a major bank. Its main functions include credit consumption, cash deposits and withdrawals, and transfer settlement. It is divided into gold card and bank card. There are two types of cards. On October 15, 1989, ICBC officially issued Peony Credit Card in Beijing, Tianjin, Shanghai and Guangzhou; about 15 days later, the first purchase order signed by the cardholder returned to the Beijing branch, which declared the success of the Peony Card. With the launch of Peony Card, Hongmian Card, a local credit card, has gradually been converted into Peony Card.

On October 14, 1994, "Peony" officially became the registered trademark of Peony Card, which was also the first registered trademark of Peony Card in my country.

How to check credit card consumption records?

How to check credit card consumption records

Usually, credit card consumption records can be checked through the following methods:

1. Check credit card consumption records through online banking. Log in to your personal online banking, find the credit card section, select the query period, and click Query.

2. Call the bank’s toll-free customer service hotline to check credit card consumption records and bill details. Each bank has a dedicated credit card customer service department. You can consult them, enter personal information, and check consumption records.

3. Check the bank’s monthly statement. The statement mentioned here comes in two forms. One is that the bank will send it to you by email, and the other is that the bank will send it to you as an electronic statement. form sent to your email. Detailed consumption records are included in the statement.

How to check the consumption records of Bank of Communications credit card

To check the consumption records of issued bills: 1. You can log in to the Bank of Communications credit card website: creditcard.bankm, credit card - account inquiry - Bill query;

2. Select the billing date and click on the date;

3. View the current account description in the bill.

Detailed reference: cshall.alipay/...255148

How to check the monthly consumption details of a credit card

1. This experience is aimed at credit card users. At the same time, you have also registered for online banking. Otherwise, if you want to check the credit card consumption details, you can only go to the bank counter.

2. Let’s start the text of this experience.

First open the official website of the bank to which the credit card you are currently using or want to inquire belongs.

3. Select personal login or personal VIP login from the login button in the upper right corner of the main interface of the bank's official website (the online banking of major banks are in the upper right corner).

4. Enter your account number and password for online banking (the account number can be a registration number, or a personal, alias or mobile phone number)

5. After logging in, select Click on the "Credit Card Service" business in the function section

6,

After entering the credit card business section, you can see the balance of your credit card (the amount that can be overdrafted), repayment (Amount payable in this period) and details (consumption details of this card).

Click on the details to check the current consumption record of this credit card

I want to check my credit card consumption record, what should I do?

·There are three In this way, credit card consumption records can be queried through the following methods:

1. Log in to personal online banking, find the credit card section, select the query period, and click Query.

2. You can use the customer service phone number to check credit card consumption records, consumption records and bill details. Each bank has a dedicated credit card customer service department. You can consult them and enter your personal information to check your consumption records.

3. The bank will issue statements every month, which contain detailed consumption records. Normally, the meeting will be sent to you via email or an electronic bill will be issued.

How to check the credit card consumption records of China Construction Bank

Hello, you can check the credit card consumption records in the following ways:

The first method is to enter CCB Online banking, then click Statement to check issued or unissued statements according to your own needs, and understand your consumption records in a timely manner so that you are aware of them.

The second option is to wait for the bank to send you a bill every month. Generally, when applying for a card, the bank will ask the user to choose a bill mailing method, and the user's consumption for the current period will be clearly listed in the bill. Details, repayment amount. This method requires waiting until after the billing date before mailing and sending.

The third method is to call directly to inquire about the consumption list. This method is suitable for users who do not consume a lot.

The fourth method is to follow China Construction Bank on WeChat and bind a credit card. Accounting information can be queried through the credit card menu in WeChat.

The fifth option is to take your card and ID card to a nearby CCB to check or print them.

How to check the CCB credit card bill consumption details

There are many ways to check:

1. Call the CCB credit card customer service hotline and enter the telephone banking inquiry password. The repayment status of the current bill will be directly reported. You can then select bill inquiry according to the voice prompts for further enquiries.

2. WX follows China Construction Bank and binds credit cards. Accounting information can be queried through the credit card menu in WeChat.

3. You can also make self-service inquiries after opening online banking and mobile banking.

4. Account inquiry service on the homepage of CCB’s website, and “Bill Points Inquiry” on CCB’s credit card homepage.

5. Bring your card and ID card to the nearby CCB to check or print.

How to query credit card consumption records on China Merchants Bank’s Mobile Life

Query method:

1. Open Mobile Life and click the payment button in the lower right corner of the homepage;

2. On the card payment page, you will see records related to credit card consumption. You can view information such as bills, repayments, mobile phone recharges, etc.;

3. Click on the bill and jump to Go to the login page. When you log in for the first time, you will enter your bank. When you log in later, your account number will be remembered by default and you only need to enter your login password;

4. After logging in, you will directly see the total amount of the bill.

5. Click on the total bill amount on the page to enter the details page.

6. Scroll down the page to see the bill consumption details.

How can I check two years of credit card transaction records?

1. Credit card needs to check two years of transaction records, usually through online banking.

2. Query method: Log in to the computer version of online banking - click Account Management - Query issued bills - Click the bill period to be queried. Click on the bill details. In the historical bill details that appear, click on the account details to view historical transaction records, including consumption, card swiping, and repayment.

3. Log in to the computer version of online banking to check bills. The biggest advantage is that you can view historical bill details. The mobile APP query can only query the latest one year.

This concludes the introduction on how to check the number of credit card swipes and how to check the number and amount of credit card swipes. Have you found the information you need?