Hello, if all the accounts were repaid in full in the early stage, from the total repayment amount you described, you overpaid. The bill shows monthly consumption and monthly repayment. If there is consumption, regardless of repayment, the bill will be displayed in "Current Bill Amount". The key is whether the "current bill amount" is -40. If it is, there is no need to return it.

"If you have any other questions, I suggest you add" QQ "or" WeChat "for online consultation.

Method 1: Search for "4008205555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend;

Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center.

Please click: /Common/default.aspx for details? Pageid=zxkf, thank you for your attention and support! "