How to carry large living expenses when studying abroad in Zhihu?
cash is based on the principle of "small amount" and two months' living expenses shall prevail; It can be carried abroad by money order, credit card, etc., which will inevitably involve a large amount of capital output. What kind of fees need to be paid, when to pay these fees, the order of each fee, and how to pay them are issues that every family studying abroad needs to consider. In the whole process of studying abroad, the funds that need to be paid and carried are, first of all, small fees such as school application fees and visa fees paid before visas; Once again, it is tuition. As for whether to pay the tuition fee when applying for a visa, after being signed or after leaving the country for school, it depends on the country and region studying abroad (payment method: credit card, money order, wire transfer); Finally, the living expenses. Kai Tak Consultant reminded the readers of Financial Weekly that the principle of carrying cash is "a small amount", and the living expenses for one to two months shall prevail; In addition, you can carry more funds through bills of exchange, credit cards, etc. Overseas accounts can be opened in relevant banks in China, and activated after studying abroad. You can also apply for a local account after going overseas, but it will take one to two months to successfully apply for normal use. How to pay tuition, leave the country with living expenses and pay for daily consumption are the three major financial problems faced by studying abroad, which will be introduced in detail below. How to pay tuition fees before and after signing? Common methods: payment by money order, wire transfer and credit card. In countries studying in Australia, the United States, Britain, Canada and France, it is necessary to pay tuition fees before applying for a visa. Some schools in the United States, Canada and France require students to pay part of the tuition deposit or part of the tuition fees before applying for a visa, and pay the rest after arriving at school. Tuition fees in Britain are paid only after they are successfully signed. Tuition fees are generally handled by telegraphic transfer or money order, and remittance is safer. In addition, it is faster to pay by credit card. Students can ask overseas schools whether they can charge tuition fees by credit card and the international card organizations to which the credit card belongs, such as VISA and MasterCard, to determine what kind of international credit card to handle in China. However, because China's credit card has a daily limit on foreign currency consumption, if the tuition fee is high, it is impossible to pay the tuition fee directly by credit card. Therefore, study abroad consultants generally advise students to pay tuition fees by telegraphic transfer or money order. Some schools only accept money orders. Students should know clearly how the school receives tuition fees before choosing remittance. Relevant policy reminder: whether it is wire transfer or bill transfer, according to the current policies and regulations of the State Administration of Foreign Exchange. Tuition remittance shall be made according to the annual tuition standard listed in the admission notice or tuition certificate of overseas schools. Cash remittance with a one-time remittance equivalent to less than $1, (including $1,) shall be handled directly by designated foreign exchange banks. If it exceeds the equivalent of 1, US dollars, it needs to apply to the Shanghai Branch of the State Administration of Foreign Exchange.