American Express and UnionPay are two card organizations, American Express is a new card organization and UnionPay is a domestic card organization.

From the point of view of use, both of them are credit cards, and both of them can be used for credit card consumption. However, American Express Card can only take the channel of UnionPay, and UnionPay cannot take the channel of American Express. Therefore, when spending, you need to see clearly which card organization the merchant supports. In addition, the general American Express card charges a handling fee, while UnionPay card does not charge a handling fee.