1. Transfer in the same city or remit in different places through China Merchants Bank, and the arrival time is as follows:
(1) Transfer money to individual accounts (including one card, passbook account and credit card account) of China Merchants Bank in the same city, and the funds will be received in real time.
(2) Transfer money to the accounts of enterprises and institutions in the same city of China Merchants Bank, and it will be received within 1 working day.
(3) Transfer funds to the accounts of individuals, enterprises and institutions of other banks in the same city (excluding postal savings accounts). Under normal circumstances, funds will be received within 2 working days.
(4) The collection account of "Express Remittance" is China Merchants Bank "One Card", and the funds are received in real time.
(5) Ordinary remittance to the accounts of individuals, enterprises and institutions in different places of China Merchants Bank. Under normal circumstances, funds will be received within 2 working days.
(6) Remittance to the accounts of individuals, enterprises and institutions of other banks in different places (excluding postal savings accounts). Under normal circumstances, funds can be received within 5 working days.
Second, China Merchants Bank savings card annual fee
China Merchants Bank savings card has no annual fee.
China Merchants Bank only charges account management fees for accounts with substandard assets.
Experience period for newly-opened cards: Beijing Branch will provide a three-month experience period for newly-opened ordinary cards (including the month of card opening). During the experience period, the account management fee is exempted, and the account management fee is charged from the fourth month of card opening. For example, the card opened in 1 June is free in February and March. In April, the assets were not up to standard, and the account management fee was charged in May.
Account (including salary, provident fund, medical insurance, etc.). ) If the transaction is made through the agent system of China Merchants Bank within 1 6 months, the account management fee of 1-6 months may be exempted).
2. Housing provident fund deposit account (excluding loan account) is free.
3, to repay the "one card" (including housing mortgage loans, automobile consumption loans, comprehensive consumer loans and personal pledge loans), free of account management fees.
4. Credit card automatic debit account (based on whether the relevant agreement is valid or not, there is no need to generate a debit record in the current month) is free of management fee.