Inevitably. The collection code rates of each bank in 2022 are as follows:

1. China Construction Bank, QR code collection rate: as low as 0.25.

2. Agricultural Bank of China, QR code collection rate: as low as 0.20.

3. Ping An Bank, QR code collection rate: 0.35.

4. Industrial and Commercial Bank of China, the QR code collection rate is 0.3 for merchant debit cards, the bank’s card cap is 13 yuan, and the credit card rate is 0.5.

5. Bank of Communications, QR code collection rate: There is no handling fee for payment and collection. Fund transactions between individuals using QR codes can be credited in real time.

6. Postal Savings Bank, WeChat Pay is a payment collection tool jointly developed by WeChat and Postal Savings Bank of China. It is equivalent to an aggregate payment. The bank card bound by the user must be paid by China Postal Savings Bank. Bank use. WeChat mail is delivered to your account the next day. The main business object served is the vegetable market business, because only this type of business can implement zero interest rate, while other ordinary businesses must charge a certain rate.

What are the requirements for applying for a bank collection code?

Normally, bank collection code users only need to have a bank account and register for mobile banking to apply for a collection code directly on the mobile banking APP. If users want to apply for a merchant collection code, they also need to open a settlement account at a financial institution. Users can apply for registration through the service desk and mobile banking. The information provided includes corporate ID photos, bank card account information, store door photos, cashier photos, business license information, etc.