Can Lacarra pos machines swipe their own credit cards?

1. Can Lacarra pos swipe your credit card?

It is possible to swipe your credit card with Lacarra POS, but it is not recommended. Users who use their personal credit cards to swipe their own POS machines are likely to be identified as illegal cashing. If they are found by banks, the credit cards may be frozen, and bad records will be included in the credit information, which will have a great impact.

second, POS machine

POS(Pointofsales) means "point of sale" in Chinese, which is called point of sale information management system. It is a terminal reader equipped with bar code or OCR code technology and has the function of cash or barter line teller. Its main task is to provide data services and management functions for commodity and media transactions, and to carry out non-cash settlement.

POS is a multi-functional terminal. it can be installed in the special merchants and accepting outlets of credit cards and connected with computers to form a network, so that electronic funds can be automatically transferred. it has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and it is safe, fast and reliable to use. It is difficult to obtain basic business information in bulk transactions, and the introduction of POS system is mainly to solve the blind spot of retail information management. An important part of chain branch management information system.

ii. classification of POS machines

POS machines can be divided into fixed POS machines and wireless POS machines according to communication modes.

1. Fixed POS machines: merchants who are suitable for integrated transformation projects. :

Advantages are: (1) It is easier to upgrade and maintain the software; (2) Network dialing mode, with fast dialing speed; (3)POS transaction clearing is relatively easy.

Disadvantages: (1) Online operation is required; (2) Guests need to pay at the cashier.

2. wireless POS machine: it is suitable for merchants who collect money at the guest's residence.

the advantages are: (1) wireless operation; (2) Free form of payment place; (3) small size.

Disadvantages are: (1) unstable communication signal; (2) data is easy to be lost; (3) High cost.

why can't Lacarra use a credit card?

Credit cards are supported in Lacarra. But it depends on your business needs:

1. Credit card repayment business: debit cards with UnionPay logo are supported to repay credit cards.

2. mobile phone recharge business: you can pay by credit card

3. AliPay recharge business: you can pay by debit card marked with UnionPay

4. Water, electricity and fuel payment business: you can pay by debit card marked with UnionPay.

note: credit card recharge, single credit card should not exceed 2 transactions per day, the transaction amount should not exceed 5 yuan, and the monthly accumulated amount should not exceed 1,

How to swipe credit card in Lacarra

Take 9.3.1.9 version of Lacarra, Apple 13(IOS15.2 system) and Huawei mate4(HarmonyOS2 system) as examples, you can swipe your card after opening the pos machine, and just let the cardholder enter the password after inputting the amount. After issuing two small receipts, the first one will be signed by the cardholder, and the other one will be kept by yourself for reconciliation. Lacarra also comes with its own code scanning gun, which supports Alipay and WeChat QR codes when paying. Scanning the QR codes of consumers can prevent collection errors or underpayments.

It is worth mentioning that Lacarra supports credit card repayment of major banks in China, and supports debit cards with UnionPay logo to repay credit cards to as many as 26 banks: Guangfa Bank, China CITIC Bank, Ping An Bank, Shenzhen Development Bank, China Merchants Bank, Minsheng Bank, Bank of China, Bank of Communications, Xingye Bank, Shanghai Bank, Shanghai Pudong Development Bank, Huaxia Bank, China Everbright Bank, Bank of Ningbo, Bank of East Asia, Changsha Bank, Jiangsu Bank, Bank of Nanjing, etc. Due to different regions and banks, the repayment time is different.

when using Lacarra for repayment, except for credit card repayment to Bank of Communications, Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank and Bank of Beijing, you need to charge each 2 yuan handling fee, and credit card repayment from other banks is free.

This is the end of the introduction about when Lacarra swiped the credit card and Lacarra swiped the credit card. Did you find the information you needed?