Easy to use, the annual credit card fee for CCB students is 80 yuan/year.
The student card of Longka University is specially designed for students. Through this card, cardholders can increase their financial knowledge, cultivate their financial management ability, accumulate personal credit and establish a career foundation for future social development. At the same time, Longka University Student Card also provides cardholders with a series of exclusive rights, including: campus group purchase preferential installment payment, preferential cash withdrawal service, free off-site deposits and so on. Students will receive an authoritative credit report issued by China Construction Bank upon graduation. This time, China Construction Bank cooperated with China UnionPay to issue Longka University Student Card, which not only provided UnionPay brand credit cards for college students, but also introduced the international popular credit consumption consciousness into colleges and universities.
Can college students apply for CCB credit cards?
Yes, but according to the regulations, college students need to implement the second payer when handling credit cards, so parents or relatives need to sign a guarantee statement.
Education is the first prerequisite for students to apply for a credit card. They must be at least 18 years old and have a full-time undergraduate degree or above before they can apply. If you are only a secondary school or a higher vocational school student, the possibility of success is basically zero. In addition, the application volume of pure college students is relatively low. If so, it depends on the type of work and income level. It is best to choose a formal company, which can sign an internship or contract, or have a work permit, which will help the bank verify the information. At the same time, your card approval amount will increase a lot accordingly.
There are three ways to apply for a credit card:
1, go to the bank counter to apply for a credit card.
Handling credit cards at the bank counter requires a lot of information, but if you can provide proof of assets such as automobile production, real estate and bank card flow, the credit card quota is also high.
2. Apply for a credit card online.
Applying for a credit card online is the most commonly used method. You can apply anytime and anywhere, with simple materials and fast approval speed. Finding a person with good credit information and high credit card limit to recommend you to apply for a card can also improve the chances of passing.
3. Handle the credit card through the salesman.
The advantage of getting a salesman to apply for a credit card is that they will try their best to help you with the card, because whether or not to apply for a card is also related to his own commission. Looking for a salesman to apply for a card will get some help in preparing materials and answering return visits.
Can college students apply for CCB credit cards?
Students:/kloc-Full-time college students over 0/8 years old can apply for CCB student credit card. Application route: 1: Log in to CCB official website, enter the credit card application page, and select the "student" category in the card classification "All product series" to view and select the applied student products. Application way 2: You can submit your application directly through the CCB outlets near the school. Note: According to the regulations of CBRC, in order to apply for a credit card, college students must provide written guarantee materials that the second repayment source (parents, guardians or other managers) is willing to repay on their behalf.
Fresh graduates: applying for a credit card is the same as ordinary customers, but you must provide a tripartite employment agreement, a copy of the dispatch card or a list of employed students confirmed by the school seal.
(In case of business changes, please refer to the actual situation. )
Can college students apply for a credit card? What is the limit?
Now college students can apply for credit cards from some banks, such as China Merchants Bank, Bank of Communications and Industrial and Commercial Bank of China. These banks provide students with credit cards with low annual fees and moderate amounts. When handling credit cards, college students generally need to provide their school certificates and original student ID cards to prove their student identity.
Because college students are sensitive, they are the group with outstanding spending power and the most uncertain repayment ability. So there may be some uncertainty when applying for a credit card. I also want to remind you that when you are not sure about your repayment ability, remember to do what you can and spend according to your real repayment level.
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At present, college students can apply for credit cards specially prepared by banks for students. These credit cards have a moderate amount, which is convenient for college students' daily consumption and repayment. When applying, you also need to log in to the credit card application of the bank credit card center and follow the prompts. You need to use the cardholder's student ID card, school certificate, etc. (Some banks need to study transcripts) Conduct normal credit review.