A frozen bank card cannot be cancelled, and it can only be cancelled if it is thawed first. There is only one unique situation. When the balance is less than 100 RMB and the bank card is frozen due to long-term non-use, if the bank card is not unfrozen within a certain period of time, the savings card will be cancelled by the system and cannot be used afterwards.

Account cancellation refers to the abbreviation of canceling the bank account of the account opening unit. If it is necessary to cancel the bank account due to the cancellation, merger, migration and other reasons, the account should be cancelled at the bank where the account is opened. When the unit cancels the account, it must check the balance of the deposit (loan) account with the bank, and then settle the deposit (loan) balance with the relevant documents expelled by the unit, and return all kinds of blank and important documents.

After the account is cancelled, all problems arising from the failure to return blank important vouchers shall be borne by the account cancellation unit. When a current savings depositor wants to cancel his account, he should take out his passbook and cancel it.

Bank card freezing reason:

1. There is not enough money in the account, which will lead to freezing if it is not used for a long time. For example, according to the requirements of China Construction Bank, if the bank card account balance is less than 100 RMB, it will be frozen after three years. If the freeze is not lifted within one year after freezing, the bank card will be closed within one year after freezing, that is, it can no longer be used;

2. Incorrect password input for three times at ATM, mobile banking or online banking will also cause the bank card to be frozen;

3. If the bank card is lost, you need to report the loss. After reporting the loss, the bank card is in an unusable state;

4. There are deliberate operations, such as calling the bank when you know the bank card and ID number, and pretending to be the owner of the bank card to report the loss. , will also be frozen;

There are other reasons, such as the loan has not been frozen by the court.

How to unfreeze bank cards:

1. If the bank card is frozen because the user has repeatedly entered the wrong password, then the user needs to bring his personal ID card and card to the bank outlet for unfreezing;

2. If the user's card is suspected of illegal and criminal activities and is frozen by the judiciary, it can only be unfrozen after the user's suspicion is lifted;

3. If the user has not used the bank card for a long time, resulting in the card entering the dormant period and being frozen, then the user should bring his personal certificate and card to the bank counter to activate the unfreezing;

4. The user's credit card may be frozen due to repeated card cashing and suspected money laundering. Users have to go to the bank counter to thaw.

Bank card cancellation process:

1. Determine the working hours of bank branches to avoid a trip in vain.

2. Bring relevant documents.

3. Determine the balance in the card.

4. The bank takes the number and waits for processing.

5. Sign your name at the counter.

6. The card was cut and the account was closed successfully.

legal ground

Provisions of the Supreme People's Court on the Seal-up, Seizure and Freezing of Property in Civil Execution by People's Courts.

Article 2 The people's court may seal up, detain and freeze all movable property, immovable property registered in the name of the person subjected to execution, specific movable property and other property rights.

Unregistered buildings and land use rights shall be determined according to the approval documents of land use rights and other relevant evidence.

If the third party confirms in writing that the property belongs to the person subjected to execution, the people's court may seal up, detain or freeze the movable property possessed by the third party or the immovable property, specific movable property and other property rights registered in the name of the third party.

Article 3 The people's court shall not seal up, detain or freeze the following property of the person subjected to execution:

(1) Clothes, furniture, cookers, tableware and other articles necessary for family life of the person subjected to execution and his dependents;

(two) the necessary living expenses of the person subjected to execution and his dependents. Where there is a local minimum living standard, the necessary living expenses shall be determined according to this standard;

(3) Articles necessary for the person subjected to execution and his dependents to complete compulsory education;

(4) Unpublished inventions or works;

(5) Auxiliary tools and medical supplies necessary for the physical defects of the person subjected to execution and his dependents;

(six) medals and other honorary items obtained by the person subjected to execution;

(7) According to the Procedure Law of People's Republic of China (PRC) on Concluding Treaties, treaties, agreements and other documents concluded with foreign countries and international organizations on behalf of the governments of People's Republic of China (PRC), People's Republic of China (PRC) or People's Republic of China (PRC) are exempt from seizure, seizure and freezing;

(eight) other property that may not be sealed up, detained or frozen according to laws or judicial interpretations.