One of the main reasons for the failure of online application is to fill in the wrong information like Miss Zhang. Because it is operated on a computer, the probability of typo is much higher than that on paper. Some careless users must pay attention to it when applying, and check it repeatedly after filling it out. Don't make the mistake like Miss Zhang.

2. Credit information is polluted

The applicant has a record of malicious overdraft or loan default in other banks; The applicant has a record of unpaid water, electricity, gas or telephone charges; The applicant has a lawsuit dispute or a bad record in the Public Security Bureau.

3. The applicant does not meet the requirements.

The applicant is engaged in industries with limited credit card issuance; The applicant's age, working years, wage income or other economic sources do not meet the prescribed card issuing standards; The relationship between the sub-card applicant and the main card applicant does not meet the requirements; The applicant's income, work and other comprehensive factors are unstable and risky.