The cost of the bank savings card (debit card) is 5 yuan, and the activities of the bank are free.

go to any branch of the bank with my valid ID card (such as ID card or driver's license). You must open a current account first. The account balance shall not be lower than that of 1 yuan. ?

withdrawal account with seal. Non-loss-reporting account, frozen account, and normal account status.

the main function of the savings card is to save deposits. The cardholder can realize the functions of credit card consumption, ATM withdrawal, transfer and various payments through the electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card.

the expenses paid through the card are equal to the decrease in the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and it can be obtained immediately without the approval of the bank.

Extended information:

The specific charging standard varies from bank to bank:

Industrial and Commercial Bank of China: the card handling fee is 5 yuan, and there is no annual fee, which is lower than the small account management fee charged by 3 yuan in 3 yuan/quarter, and the interbank withdrawal in the same city is 2 yuan/transaction;

Agricultural Bank of China: the card handling fee is 5 yuan, and there is no annual fee, which is lower than the small account management fee charged by 3 yuan 3 yuan/quarter, and 2 yuan/transaction is withdrawn from banks in the same city;

China Construction Bank: the card handling fee is 5 yuan, and there is no annual fee, which is lower than the small account management fee charged by 5 yuan 3 yuan/quarter;

Bank of China: the card processing fee is 5 yuan, and there is no annual fee and no small account management fee, and 4 yuan/transaction is withdrawn from banks in the same city;

Bank of Communications: the card processing fee is 5 yuan, and there is no annual fee, which is lower than the small account management fee charged by 5 yuan, 3 yuan/quarter, and the interbank withdrawal in the same city is 2 yuan/transaction;

Postal savings: it is free to apply for a card, and 2 yuan/transaction is withdrawn from banks in the same city. Most provinces and cities do not charge annual fees and small account management fees;

China Minsheng Bank: it is free to apply for the card, with no annual fee and no small account management fee (except Shenzhen), and the first three withdrawals in the same city are free every month, and then 2 yuan/transaction;

China everbright bank: it is free to apply for the card, with no annual fee and small account management fee, and the first three monthly withdrawals between banks in the same city are free, followed by 2 yuan/transaction;

China CITIC Bank: it is free to apply for the card, with no annual fee and small account management fee. The first two withdrawals in the same city are free every month, and then 2 yuan/transaction;

Huaxia Bank: it is free to apply for the card, with no annual fee and small account management fee, and the first withdrawal in the same city is free every day, and then 2 yuan/transaction;

Shanghai Pudong Development Bank: it is free to apply for the card, and there is no annual fee. 2 yuan/transaction is withdrawn from banks in the same city, and the account management fee is 12 yuan/year. If the balance in the account is always above 1 yuan, or a POS card is spent during the year, it will be exempted.

Industrial Bank: it is free to apply for the card, with no annual fee and small account management fee. The first three withdrawals in the same city are free every month, and then 2 yuan/transaction;

China Merchants Bank: it is free to apply for a card, and there is no annual fee. 2 yuan is withdrawn from banks in the same city/transaction. Account management fee: 1-5 yuan/month if the assets of the same customer in the bank are less than 1, yuan.

Reference: Savings Card-Baidu Encyclopedia