Credit cards (debit cards) will not be credited every time you spend. Credit card (debit card) information is summarized on a monthly basis and included in the credit information, and it will not be reported separately, nor will it be reported to the user's consumption content, consumption time and other specific information. The information reported by the bank includes the user's card opening date, credit line of credit card (debit card), usage of the line, repayment, etc.

A good credit record is helpful for users to apply for credit loan business in the future. Please keep good repayment habits during the use of credit cards (debit cards) to avoid overdue records affecting personal credit information.