Bank running bill is commonly known as bank card deposit and withdrawal transaction statement, also known as bank account transaction statement. Refers to the list of deposit and withdrawal transactions between customers and banks within a period of time.

When applying for a loan, the bank flow is an indispensable proof material. To apply for a loan, the borrower needs to provide the bank with running water for six months. However, some lending institutions only need to provide banks with running water for three months. Then, why do you have to provide bank running water when applying for a loan?

Banks lend money, of course, in the hope that they can recover all the principal and interest at maturity. Then, when lending money, the bank will provide bank flow through the applicant for inspection. This is because personal banks reflect running water.

The income, consumption capacity and even consumption habits and tax payment of the applicant. When a bank handles a loan, it generally requires the applicant to provide a complete bank account for nearly half a year, mainly to examine the income of the applicant.

Situation, how much income a month, how much expenditure, whether the balance of payments. Then decide whether to lend and how much to put.

Of course, whether you can apply for a bank loan depends not only on the flow of personal banks, but also on many other factors, such as the applicant's credit rating, mortgage, debt and so on. In addition, people of different occupations, although the income situation is the same from the bank's running water, but the final evaluation

It is also possible that the estimated results are different. For example, compared with the teaching profession, the sales profession lacks stability.