In general, it will have an impact on you, because your residential number will be displayed on his credit report. If your friend uses the card poorly or even expires or becomes a blacklist, this number will be displayed on his credit report. It is also recorded in the bank and the credit reporting system. If the number and account name are yours, it will not benefit you when handling business through the bank. Version model iPhone 7 Plus Huawei Mate40 Bank of China 7.1.6

:

1. Is a credit card useful?

Credit cards are quite convenient. You can swipe the card for consumption, and you can also bind Alipay, WeChat, and UnionPay transactions. Moreover, the credit card has an interest-free period. You only need to repay the payment in full on time and you will enjoy the benefits. Regarding the interest-free repayment period for consumer transactions, the points earned from consumption can also be redeemed for gifts. Nowadays, there are more marketing activities for credit cards, so I suggest you take advantage of it.

2. How much is the interest on a credit card?

Whether it is a cash withdrawal or a minimum repayment, the interest is calculated on a daily basis. The daily interest rate is 0.05%, which is converted into an adult. The interest rate is 18.25%. If you use the minimum repayment amount to repay, the interest will be very high, almost 4 times higher than the bank loan interest rate, so you must use your credit card rationally and try not to use the minimum repayment amount for repayment and cash withdrawals.

3. Can credit card money be withdrawn?

Yes, credit card money can be withdrawn. Credit card withdrawals are divided into two situations, one is credit card overdraft withdrawal, and the other is withdrawal of cash from credit card overdraft. The second type is to withdraw cash from overpayments on credit cards. Overpayments are the remainder after deducting the outstanding balance on the repayment date because we have paid too much.

4. What is the general credit card limit?

① Common card credit card limit: The credit limit of common card is usually between 1,000-10,000 yuan, and some banks even have a limit of 1 point , 10 yuan, and some people have obtained credit cards with a limit of 0, which require deposits before consumption;

②Gold card credit card limit: The approval of the gold card is stricter than that of the ordinary card, and the limit is relatively high , the card surface is mostly golden, and the limit is between RMB 10,000 and 50,000. The annual fee can usually be reduced by the number of card swipes;

③Platinum Card Credit Card Limit: The Platinum Card card surface is silver-white, and There is the letter P or Platinum, the credit limit is between 50,000 and 500,000, and the annual fee used to range from 2,000 yuan to tens of thousands of yuan;

④ Unlimited card credit card limit: The color of the card is usually black, and It's called a black card, and there's no upper limit for the amount above 500,000.

5. How can a credit card transfer money to WeChat

Credit cards need to handle cash transfers first. First transfer the amount to the bank card, and then recharge the bank card. Go to WeChat wallet. Therefore, credit cards cannot directly transfer the amount to WeChat, and the process must be completed through a bank card. Credit card binding in WeChat can only be used for consumption. Transfers and red envelopes are not supported.

Version model iPhone 7 Plus Huawei Mate40 Bank of China 7.1.6