It is understood that it is relatively cheap to handle etc in these banks, such as Industrial and Commercial Bank of China, China Construction Bank, Postal Savings Bank, Bank of China, or Agricultural Bank, etc. All the facilities in these banks are delivered free of charge, and the standard of 15% discount on tolls is implemented. Which bank offers the most preferential treatment for etc, and how to handle etc for free is the most cost-effective.
generally speaking, there are many banks that handle etc, and the discounts of etc handled by different banks are also different at high speed. You can choose a bank according to your actual situation when handling it, and finally handle etc at the bank that suits you best. That's all for today. That's all about "which bank is the best and cheapest to handle etc".
check the rights and interests of ETC credit cards of major banks.
1. benefits of guangfa ETC credit card
: guangfa ETC credit card is generally in the form of a set of cards, including a credit card and a debit card, including a general card and a gold card. In addition to some basic ETC credit card rights, cardholders can also enjoy driver accident insurance for free. Guangfa Bank Express Card ETC Expressway will spend over 3, yuan this month and enjoy a 2% discount next month. Among them, Yuetong Card, Sutong Card and Liaotong Card can enjoy a 15% discount on weekends and holidays, and enjoy 1% cash return and road rescue when you swipe your card to refuel.
annual fee rules: Puka 4 yuan/year, supplementary card 3 yuan/year; Gold card 8 yuan/year, supplementary card 48 yuan/year. Both Puka and Gold Card are exempt from annual fees in the first year, and the annual fees for the following year are exempted after spending 6.
2. benefits of CCB ETC credit card
: there are two kinds of exclusive cards for each city, namely, general card and gold card, which can be used as a gift to install OBU equipment, and cardholders can get preferential credit points for oil change, car wash service, annual vehicle inspection and free road rescue. There are quite a lot of preferential activities, such as Sinopec's 1% discount on refueling and 15% discount on payment.
annual fee rules: Puka will pay an annual fee of 8 yuan, and it will be free of annual fee for spending three times a year. The annual fee of the gold card is 16 yuan, and the annual fee is free for three purchases (the amount is not limited).
third, ABC ETC credit card
rights: ABC ETC card is mainly issued for private car owners, and the general amount is not high, and the high point is more than 1,. You can get an OBU electronic device for free when you apply for a card, and you can realize electronic payment in the national high-speed MTC parking channel and ETC non-parking channel. Enjoy high-speed concessions, gas concessions, and 1% discount on highway traffic. National free road rescue, Sinopec's 1-plus-12, one-yuan car wash service, and points can be exchanged for cash or gifts in Meituan and other apps.
annual fee rules: the annual fee for the main personal platinum card is in 58 yuan/year, the annual fee for the supplementary card is free, the annual fee is free in the first year, and the annual fee is free in the following year after spending 12 times; The annual fee for the personal gold card is 16 yuan/year for the main card and 8 yuan/year for the supplementary card. The annual fee is free in the first year, and the annual fee is free in the following year after spending five times.
iv. ICBC ETC credit card
benefits: pass discount, payment discount, equipment gift, new customer discount, full reduction of gas supply, cash back of consumption, etc.
annual fee rule: ICBC ETC credit card is exempt from the annual fee within the validity period of the card.
5. postal ETC credit card
benefits: free vehicle inspection, cash back, shopping discount, weekend pass discount, 9 yuan car wash service, etc.
annual fee rules: the annual fee for the gold card is 125 yuan/year, and the annual fee for the Puka card is 5 yuan/year. When users swipe their credit cards six times a year, they will be exempted from the annual credit card fee of that year.
6. rights and interests of Huaxia bank ETC credit card
: bind Huaxia ETC card account as the deduction account of expressway toll, and enjoy the VIP treatment of expressway traffic first and then repayment, and enjoy the interest-free repayment period, so as to provide cardholders with more convenient and smooth road traffic. There are discounts on tolls and discounts on refueling.
annual fee rule: the annual fee of Huaxia ETC platinum credit card is RMB 68, and the supplementary card is free of annual fee.
VII. Benefits of China Merchants Bank ETC Credit Card
: preferential car wash service, coupons for designated parking lots, up to 8% cash back for refueling, free national road rescue, etc.
annual fee rules: Puka 1 yuan/year, supplementary card 5 yuan/year; Gold card 3 yuan/year, supplementary card 15 yuan/year. You can waive the annual fee for the following year if you spend more than 6 transactions.
VIII. BOC ETC Credit Card
Benefits: directly send the OUB equipment, and then send it without recharging. Card consumption in gas station merchants, single card accumulated over 1 yuan and returned to 5 yuan. There is a 1% discount on highway tolls and preferential car service. Tickets for cinemas in 8 yuan, tickets for hot springs for one get one free, fast payment for new customers over 99 for 5, 1 cent for public transportation, and "coupons for 5 yuan to buy 1 yuan" for delicious food.
annual fee rule: the annual fee is free in the first year, and the annual fee is free after 6 swipes in the following year.
9. benefits of ETC credit card of bank of communications
: 5% discount for food business circle, 6 drunk driving and VIP room at the airport for platinum card users, gas discount, shopping reduction, etc.
annual fee rules: 12 yuan/year, free of annual fee for the first year, and free of annual fee for six times in the following year.
X. Ping An Owner's Credit Card
Ping An Owner's Credit Card is a credit card product carefully created by Ping An Bank to meet the needs of private car owners. Although it is not a special ETC card, it can also be directly used in the ETC channel. At present, there are two types: gold card and platinum card.
rights and interests: safe car owners can enjoy a 15% discount when they take the expressway, and they can also provide cardholders with free road rescue services, such as trailer service and emergency repair service, unlimited mileage for trailers in the same city, rescue vehicles leaving within 1 minutes, and emergency repair service for the whole city in 4 minutes.
annual fee: it is a rigid annual fee, which is not free in the first year. The annual fee for 2 yuan in the following year can be reduced if the gold card spends RMB 3, in the current year. Platinum card spending over 2, yuan in the current year can reduce the annual fee of 8 yuan in the following year.
ETC credit cards have no direct ranking, but each has its own advantages. If you want to ask which bank ETC is good? In terms of the preferential strength of various banks, the ETC credit card of Guangfa Bank has the highest cost performance, and the annual fee is relatively low, but it depends on its own needs.