Hello! You are like me. Some time ago, I was given 17,000 as soon as I applied. When I applied, I showed a Jianjin credit card. My annual income is 70,000.

I will answer if you want. What you have is that the credit limit given to you is high because the certificate you presented when applying is different, and your credit rating is also very good. Bank credit rating is online. You can take your ID card to the People's Bank of China to check your credit rating. ,

As for whether a high quota is a good thing, I can tell you that there are advantages and disadvantages. The advantage is that you can spend more when buying things. As long as the price is within the quota, you can buy it. Your identity is also different. There are many disadvantages. First of all, when you swipe your card, you only want to swipe something, but you feel a certain amount of pressure when paying back the money. Also, if your card is stolen, others will If I know your password and swipe everything for you, you will be screwed. The bank is not that easy to talk to. You won’t be able to explain it at that time. If I tell you, it is best to choose the amount you can accept. How much is it? Everyone knows that the limits of transportation and business credit cards are very high. Finally, I hope you, my friend, will take good care of your credit cards and don't lend them to others casually. It will affect your credit. I hope you can use it.