Credit Cards on Campus

Nowadays, credit cards have beenincreasingly popular on campus in that banks are growingly paying theirattention to students and laying out various policies to cater for studentsneed. People hold different views towards students owning credit cards. As far as I am concerned, it is necessary for students to keep credit cards.

Nowadays, credit cards have become more and more popular on campus because banks are becoming more and more popular. Focus on students and develop policies to meet student needs. People have different opinions on having credit cards as a student. I think it is necessary.

There are reasons accounting for my view. For one thing, it is convenient for students to deal with various financial matters. Students can use their credit cards to pay their tuition fees and other fares and that is safer than pocket a large sum of money go everywhere.For another, using credit cards is a good way to teach students to improve their ability in managing their money and form good habits in spending money.For instance, students who receive their pocket money at the beginning of the month have to make a plan to spend their money before they consume with the credit cards, so that they will not suffer from lacking of money at the end of the month. In addition, the overdrawing function of the credit cards provides access for those students who cannot afford their tuition fees to continue to receive their education.

I think the following reasons support my point of view. On the one hand, it facilitates students to deal with various financial issues.

Students can use their credit cards to pay for their tuition and other fees, which is much safer than walking around with a pocket full of money. On the other hand, using credit cards can improve students' ability to manage money and develop good spending habits. For example, students who are given pocket money at the beginning of the month must plan ahead before using their credit cards so that they are not short of funds at the end of the month. In addition, the overdraft feature of a credit card provides students who are unable to pay their tuition fees the opportunity to continue their education.

Although some students overdraw their money from their credit cards to buy luxurious and unnecessary things that will increase their family financial burden, I consider that theadvantages far outweigh its disadvantages.

While some students overdraw their credit cards Come and buy luxuries and unnecessary things that will increase the financial burden on your family, but I think its advantages far outweigh its disadvantages.

Thus, I consider that it is necessary for students to use credit cards. Besides, they also should be taught to use itproperly and form a correct notion of consume.

Thus, I consider that it is necessary for students to use credit cards. It is necessary for students to use a credit card. In addition, they should also be taught how to use credit cards correctly and form correct consumption concepts.