First, if the credit card is not swiped by her ex-girlfriend after being with you, it is appropriate to pay back the money. You don't have to worry about that. If the credit card is still used by his ex-girlfriend after being with you, then break up decisively.

Second, to fall in love with someone, you must first understand him. Look at these questions you ask, you don't know him. See if he is self-motivated or temporarily in a low mood or career. If so, you can care about him and help him tide over the low tide. Of course, it depends on his personality and whether he loves you or not. If not, break up decisively.

Third, it is ok for men to do things, but it is not always the case. Men have men's responsibilities. If he wants his wife to live well, he must work hard in both career and life!

Fourth, see if you really love each other or really love him. If you really love him, then nothing is a problem. Don't love or don't want to love, everything is a problem.

The above is for reference. If you have any questions, please ask again. Thank you!