There should be no such thing as outsourcing credit cards. CCB’s credit cards are all issued by its own bank. Even the channels for applying for a card must be applied through CCB’s own website or branches, and no other third-party institutions have been entrusted or outsourced to apply for the card. Some banks will outsource some services that do not involve specific customer personal information to talent service companies. For example, the customer service personnel who answer the phone may be answered by outsourced personnel according to the classification of the business. If it is a simple pure consulting business, there may be outsourced personnel to answer the questions. CCB's credit cards are owned by the bank itself, so there is no such situation.