Credit card can be withdrawn, which is different from credit card withdrawal. Cash withdrawal by credit card is one of the inherent functions of credit card itself. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal. You need to pay interest for overdraft cash withdrawal, and the interest will be calculated from the day you withdraw cash, while the overpayment cash withdrawal does not require interest, only a part of the handling fee, depending on the bank's regulations.

Fees for cash advance in China by major banks:

ICBC's local banks don't charge fees.

2.5% of the cash withdrawal amount of China Everbright Bank, with the lowest in 3 yuan and the highest in 200 yuan.

1% of the transaction amount of Agricultural Bank, with a minimum of 1 yuan.

1% of the cash withdrawal amount of China Construction Bank, with the lowest 10 yuan and the highest 500 yuan.

Bank of China has no handling fee for local banks.

China Merchants Bank advances 1% cash, and the minimum charge is 10 yuan RMB (the down payment of city series credit cards is free of charge).

65438+ 0% of the transaction amount of Bank of Communications, with the minimum 5 yuan RMB per transaction (new standard).

2.5% of the transaction amount of Ping An Bank, with a minimum of 25 yuan RMB per transaction.

0.5% of the cash withdrawal amount of Minsheng Bank, with a minimum of 65,438 yuan +0 yuan.

Industrial Bank charges 2% handling fee for cash advance, with a minimum charge of RMB 20.

China CITIC Bank charges a handling fee of 3% for cash advance, with a minimum of 30 yuan.

3% of the cash withdrawal amount of Shanghai Pudong Development Bank, with a minimum of 30 yuan RMB.

2.5% of the cash withdrawal amount of Guangfa Bank; The lowest RMB 10 yuan.