The general handling fee is 0.6%-0.7%. If the consumption of 4800 yuan is divided into three phases, the handling fee is 0.7%, and the handling fee is 0.6% for more than three phases.

If it is divided into six periods, the handling fee is:

4800*0.6%=28.8 yuan. This handling fee is payable every period, which takes 6 months.

Then the monthly repayment is 4800/6+28.8=828.8 yuan.