After you apply for an Agricultural Bank of China credit card, the approval process may take some time. Normally, it takes about a month from submission of information to final card release, but if the approval status continues, it is recommended to contact the Agricultural Bank of China Credit Card Center directly for details.

The entire approval process includes multiple steps: First, the bank will review the documents you submit, such as proof of identity, proof of employment, proof of income, and a fully completed application form. If anything is missing, they may notify you to add it. The bank then checks your identity information for consistency with official records and checks your personal credit report to assess your creditworthiness. The bank will also conduct phone verification to confirm the authenticity of your personal information and workplace information. If approved, the bank will send the credit card via registered mail. If you need other express delivery methods, you need to contact us in advance and pay the corresponding fee. If it fails the review, the bank will inform you of the specific reasons via phone call or text message.

After the card is successfully issued, the bank will open a separate account for your credit card account and send the card by mail. Before the card is activated, you may need to go through the card opening procedure, confirm your personal information by phone or online, and set a password to ensure security.

When using a credit card, merchants and banks will verify the validity of the card and the identity of the cardholder to ensure transaction security.