Ping An Bank credit card limits are generally divided into two levels. The first level is 3,000-50,000 yuan, mainly Ping An Bank gold cards. The second level is above 50,000 yuan, mainly Ping An Bank's platinum credit card, which is also a credit card with a relatively high overdraft limit. Regardless of the level, Ping An Bank sets the limit based on the information provided by the applicant.

In short, the credit card limit is determined by the bank based on various supporting materials submitted by the cardholder. The more complete the applicant's personal credit history, personal property and income level, education level, marital status, technical titles and workplace, etc., the better the application conditions and the higher the quota will be.