1, a natural person who has reached the age of 18 and has full capacity for civil conduct.
2. Have a legal job and a stable income.
3. No bad credit record.
In addition, the applicant also needs to provide his valid identity certificate, work certificate, income certificate and other supporting materials to the bank for review. Work certificate and income certificate include: real estate license, bank account, work permit, income certificate issued by the company and other materials.