1. Call China Construction Bank Credit Card Center at 400-820-0588 or call 95533 (transfer to credit card center) to cancel the card business.

After verifying your personal information and account information, the customer service staff will go through the formalities of returning the card for you, and there is no handling fee for returning the card.

Second, the details are as follows:

Step 1: You need to check with the customer service of CCB Credit Card to see if there are any outstanding accounts on your CCB Credit Card. If there is an open account, the bank will not accept your card cancellation application.

Step 2: Find out the credit points of your CCB credit card on the premise that there is no debt. If you can exchange gifts, it is not too late to exchange gifts first and then close the account.

Step 3: After solving these problems, you can apply to the credit card customer service of China Construction Bank for card cancellation, and of course, think of a reason for card cancellation, because the customer service will do everything possible to keep you when you cancel your card.

Third, what happens if the credit card is not activated?

1. Although there is no charge for inactive credit cards, it is necessary to remind the public that, generally speaking, the number of credit cards should not exceed three, and the total amount of credit cards should not exceed their total income for six months to one year.

2. From the bank's point of view, customers who keep credit contact for a long time and abide by the repayment agreement are high-quality customers of the bank. Through long-term credit dealings with banks, citizens can quickly obtain credit lines from banks when applying for credit business. If you only do it for a small gift, it is not conducive to the establishment of long-term contact between banks and customers.

Kameng.com Branch of China Construction Bank.