1, swipe the credit card with the POS machine. The key to raising a credit card is to swipe it more, but most people don't have many opportunities to swipe their credit cards every month. Therefore, buying a POS machine to swipe their credit cards has become a card-raising artifact. Of course, you can't just buy a POS machine. You should choose as many POS machines as possible. This multi-merchant POS machine can also prevent you from being detected by credit card cashing. In addition, as far as possible, choose the merchant types that banks prefer, such as catering and entertainment. And remember to swipe your credit card at a relatively normal time.

2. Frequency and time of swiping the card. In terms of credit card frequency, you can also adjust the monthly credit card frequency according to the credit card limit you have. Generally, you can choose the range of 5- 100 per month. As for the time of swiping the card, try to spend it between 9: 00 am and 10 pm, because this time range is considered as the normal consumption time.

Credit card consumption is also very important. In every credit card consumption, the consumption amount is also very important. Not too much and not too little. It is best not to exceed 70% of the total credit card spending each time. Therefore, frequent credit card spending will make banks think that your consumption is too irrational. On the other hand, credit card consumption can't always be an integer amount, which will be mistaken by banks for credit card cashing, and credit cards will be swiped every day.

4. Mastering the repayment method skillfully and paying back money is an important link in using credit cards. Under normal circumstances, it is best to repay in full. However, it can also be repaid in installments every three months or so, so that the bank can earn a little service fee, enhance your impression in the bank, and play a role in future credit card withdrawals.