the bank of communications credit card can be used abroad, and cardholders can choose the appropriate card type according to the country or region where they arrive, so as to avoid higher related handling fees.

among the bills paid by cardholders for overseas credit card spending, the credit card fee is generally between 3% and 4%, among which international card organizations such as visa or MasterCard charge the card issuer an international transaction fee of 1% to 1.5% of each transaction, although it is charged from the bank, which is actually borne by the card swiper; In addition, banks charge handling fees or exchange fees, ranging from 1% to 2%.

most banks charge 1.5% for overseas credit card swiping. For example, CCB, BOC, China Merchants Bank, Xingye and Guangfa all charge 1.5% and Everbright 1.7%, while Shenzhen Development Bank and Bank of Communications both charge 1.75%, and Shanghai Pudong Development Bank implements the standard of 2%.