Guangfa China Southern Airlines Sky Pearl Card is really in trouble
Provide information. China Southern Airlines Sky Pearl Credit Card is a bank credit card issued by China Guangfa Bank and China Southern Airlines Co., Ltd. The user's ID card and related materials are required when applying, so it is very troublesome. This is a normal phenomenon. Users can just wait patiently for processing.
How to calculate the annual fee for Guangfa Bank China Southern Airlines Sky Pearl Credit Card
The annual fee for Guangfa China Southern Airlines Sky Pearl Credit Card:
This card*** has two types: regular card and gold card The higher the level of the card, the more the annual fee will be charged. The details are as follows:
1. Regular card: the annual fee for the main card is RMB 90 per year, and the annual fee for the supplementary card is RMB 45 per year;
2. Gold Card: The annual fee for the main card is RMB 260 per year, and the supplementary card is RMB 130 per year;
Guangfa Bank Credit Card has also launched an annual fee-free policy, and the annual fee for the first year will be paid by China Southern Airlines. , the annual fee for the following year will be waived if you swipe the card six times a year. In addition, the card does not charge an annual fee if it is not activated, and the number of purchases will be calculated when paying online.
Note: The annual fee for Guangfa Credit Card is generally charged based on the cardholder’s card opening date, not every calendar year. If your GF Air China Zhiyin Credit Card is opened on January 1st, the annual fee will be charged on January 1st of each year. If it is not activated, no annual fee will be charged.
Credit card annual fee rules:
Credit card annual fee rules refer to some corresponding regulations for the annual payment of credit cards. Before the credit card is activated by the cardholder, the bank is not allowed to charge annual fees, but the Most people have little understanding of the various annual fee rules for credit cards issued by different banks. Most credit card annual fees are around one hundred yuan. Some banks stipulate that the annual fee can be waived by swiping three times a year.
Although the China Banking Regulatory Commission issued a notice as early as July stipulating that banks are not allowed to charge annual fees before the credit card is activated by the cardholder, but in the face of the various annual fee rules for credit cards from different banks, many cardholders The clan is still confused.
“I have several credit cards from different banks. Some stipulate that the annual fee can be waived after six swipes. Some stipulate that the annual fee can only be waived if the accumulated spending reaches 5,000 yuan. No annual fee." Ms. Xu, who works in a foreign-funded company, told reporters that in order to find out the annual fees of different credit cards, she specially called each credit card center to find out, and then wrote it down to avoid some credit card swipes. If the frequency or amount does not meet the standard, annual fees will be incurred in the following year.
Different types of credit cards launched by the same bank have different annual fee rules. For example, the annual fee for the main card of ICBC’s Peony International Credit Card is 100 yuan, while the annual fee for the Peony 60th Anniversary Credit Card is only 50 yuan. This is because the annual fee is different due to different card issuing organizations. The issuing organizations of Peony International Credit Card are UnionPay and MasterCard or UnionPay and VISA, while the issuing organization of Peony 60th Anniversary Credit Card is UnionPay.
Yinsu.com’s financial management experts also pointed out that the annual fees for single-currency cards and dual-currency cards are often different. For example, the annual fee for Guangfa Bank’s standard dual-currency card is 90 yuan, and the annual fee for Guangfa RMB card is 90 yuan. The annual fee is 40 yuan.
TIPS: Even for different types of credit cards issued by the same bank, the annual fee and annual fee exemption rules are different. If you want to become a "card god", the first step is to clearly understand the credit card in your hand. There are annual fees for credit cards.
Which Guangfa credit card is the best to apply for?
The application conditions for Guangfa credit cards are similar, so it depends on which card is suitable. Here are some:
1. Guangfa Credit Card Bank Ctrip Credit Card: Issued to meet the card needs of business travelers.
2. Guangfa Bank Smart Credit Card: Unique IQ300 smart consumption rebate discount.
3. Guangfa Bank QQ Credit Card: Guangfa QQ Car Card is mainly aimed at private car owners.
4. China Guangfa Bank China Southern Airlines Sky Pearl Credit Card: mainly provides aviation services and financial management services.
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The Guangfa Credit Cards are all similar. It mainly depends on what rights you need. Here are some:
1. Vitality Credit Card: The benefits of this card are mainly reflected in sports. Sports aspects.
2. Intime Credit Card: This card is mainly designed for fashion elites.
3. China Economic Huitong Credit Card: Enjoy 2 cash back for refueling by swiping the card, suitable for people with cars.
4. Taobao Credit Card: It has unique functions such as "refund for swiping the card" and "refund in consecutive installments". If you frequently shop online, you can choose it.