1. Can I apply for a loan if I have a Bank of Communications credit card?

If you meet the requirements, you can apply to a bank or lending institution

Conditions for application:

1. Be a resident of mainland China who is over 18 years old;

2. Have a stable address and place of work or business;

3. Have a stable source of income;

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4. There is no bad credit record, and the loan cannot be used for stock trading, gambling, etc.

5. Other conditions required by the bank.

Processing process:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for a loan;

3. Interview with a bank or lending institution;

4. The bank reviews the lender’s qualifications;

5. The review is approved and the loan is granted successfully.

2. I have a Bank of Communications credit card, and I plan to apply for a loan from their bank. Can I apply for an unsecured loan? I’ll probably

decide;

Bank loans need to be stable. Repayment sources and good credit information or vehicles with clear property rights and sufficient value;

Applying for bank loans

1. Valid identity document;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank statements;

5. Income certificate;

6. Credit report;

7. Loan usage plan or statement;

8. Bank

Required for bank loans Conditions:

(1) Those who are over 18 years old and have full civil capacity, permanent urban resident registration or legal and valid resident identity certificate. Bank loans require borrowers to be generally between 18 and 60 years old. ;

(2) Ability to pay interest;

(3) Have good credit;

(4) Other conditions required by the lending bank.

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3. Can I apply for a loan if I have a Bank of Communications credit card?

I can apply for cash installment. The specific steps are as follows:

1. Enter the official website of Bank of Communications and click "Home Page" ", as shown in the picture below.

2. Click "Personal Business", as shown in the picture below.

3. Find "Personal Loan", as shown in the picture below.

4. Select the loan type, fill out the application and submit it, and wait for review, as shown in the figure below