Yes, this does not affect the application for a tobacco license. Failure to repay the credit card is a civil dispute and civil compensation should be borne, except for malicious overdrafts and malicious arrears. If your credit card is overdue, you will be liable for breach of contract, pay fines, and leave a bad record on your personal inquiry. Remedial measures should be taken. An overdue credit card is a breach of contract, which requires you to bear the liability for breach of contract, which will stain personal trust, be detrimental to later bank lending business, and produce overdue records in the credit report.

A tobacco monopoly license is issued by the my country Tobacco Monopoly Administration and allows companies, enterprises, units and individuals to operate and sell tobacco.

In my country, any unit or individual cannot engage in tobacco business and sales without a tobacco monopoly license. Tobacco monopoly licenses include tobacco monopoly production enterprise licenses, tobacco monopoly wholesale enterprise licenses, and tobacco monopoly retail licenses.

Conditions for applying for a tobacco monopoly retail license

(1) Have funds suitable for operating tobacco product retail business;

(2) Have a residence Independent fixed business premises;

(3) Meet the requirements for a reasonable layout of local tobacco product retail outlets;

(4) Other conditions specified by the tobacco monopoly administrative department of the State Council.

County-level tobacco monopoly bureaus in various places will publicize the license application requirements at the license application place. Applicants can measure whether they have the conditions to apply for a tobacco monopoly retail license based on the standards announced by the local tobacco monopoly bureau.

Materials to be submitted when applying for a tobacco monopoly retail license

(1) Application form for a new tobacco monopoly retail license;

(2) Individual industrial and commercial households , Identity certificate of the legal representative or person in charge of the enterprise;

(3) Proof of house ownership or house rental agreement;

(4) Other materials required by the approval authority.

Article 1. In order to standardize the management of tobacco monopoly licenses and protect the legitimate rights and interests of citizens, legal persons and other organizations, in accordance with the "Tobacco Monopoly Law of the People's Republic of China" and the "Tobacco Monopoly Law of the People's Republic of China", These Measures are formulated in accordance with the provisions of the Administrative Licensing Law of the People's Republic of China, the Implementation Regulations of the Tobacco Monopoly Law of the People's Republic of China and relevant laws and administrative regulations.

Article 2: These Measures apply to the management of tobacco monopoly licenses within the territory of the People’s Republic of China and the People’s Republic of China.

Article 3 The Tobacco Monopoly Bureau shall examine, approve and issue tobacco monopoly licenses in accordance with the statutory authority, scope, conditions and procedures, and conduct effective supervision and management.