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Is it advisable to pay back my credit card with a 400 thousand mortgage?
According to the query of the real estate network, it is not desirable.

1, credit card arrears should be repaid in a reasonable and legal way, rather than mortgage the house at home.

It is illegal to mortgage a family's house without their consent.

Paying back the credit card in this way will have a bad influence on the personal credit record, and it will also cause difficulties in the future loan application.