Is Guangfa Credit Card automatically extended for three days?
Guangfa Credit Card will not be automatically extended for three days. Although Guangfa Bank provides credit card customers with a monthly repayment grace period, which can be counted as automatic extension, the repayment grace period of Guangfa Credit Card is only one day, not three days. Therefore, Guangfa Bank automatically postponed for one day. If the user can't repay in time before the grace period, there will be some overdue fees, otherwise it will have a certain impact on personal credit and personal credit.
What is the general credit limit of Guangfa Credit Card?
There are three kinds of credit cards in Guangfa Bank: ordinary card, gold card and platinum card. General credit card amount is between 3000- 10000 yuan, gold card amount is between 10000-50000 yuan, and platinum card amount is between 300- 10000 yuan.
The credit limit of CGB credit card is the credit limit given by the applicant through various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card limit.
Generally speaking, the deferred repayment of Guangfa Credit Card is a business launched by the issuing bank. If the cardholder fails to repay on time before the final repayment date, it is also deemed that the cardholder has repaid on time three days after the repayment date. This repayment method will not be overdue, and naturally it will not affect personal credit information.