Influencing factor 2 of credit card limit: financial situation

Real estate, automobile production and bank deposits are the most direct financial resources that affect the credit card limit. Applicants who own real estate or automobile products can get higher approval quota.

Influencing factors of credit card limit: educational background

Due to the social viewpoint and current situation, highly educated and technical titles should be higher than the income of ordinary people, so banks will increase the credit line; If the applicant is a civil servant or an employee of a public institution, the available quota will be appropriately higher.

Factors affecting credit card limit: credit record

Credit record refers to the description of the credit of economic entities expressed by credit rating agencies with certain symbols or words according to the information from a certain channel or social parties that can judge the credit status of economic entities and after evaluation according to certain standards and indicators. It is generally difficult for people with bad credit records to pass the credit card audit.

Influencing factors of credit card limit: working conditions

Stable working conditions also have an important impact on the credit card limit. General banks require working hours of more than half a year, and job stability is the most basic requirement.