Are two credit cards from different banks divided into primary and secondary cards?

Are two credit cards from different banks divided into primary and secondary cards?

There is no primary or secondary card between two credit cards from different banks.

The primary and secondary cards are cards from the same bank, with unlimited credit limits and one bill.

All debts incurred by the primary and secondary cards will be borne by the primary cardholder. , the main cardholder directly pays the debt to the card issuer or special unit

Therefore, the supplementary card is generally applied for by the main cardholder for his parents, spouse or children.

Does China Merchants Bank’s credit card have a primary and secondary card?

If you are applying for our credit card for the first time, there are 3 application methods: 1. Online application::t./7fdR3; 2. Please bring your original identity certificate, work certificate and financial certificate documents. Go to any branch of China Merchants Bank to apply in person. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply. Warm reminder: The credit card verification status and application limit will be subject to the final review results.

It is free to apply for a credit card supplementary card (excluding platinum and unlimited cards). Required documents: Domestic residents need to provide a copy of their resident ID card or military ID card. If they are under 16 years old, they can provide a copy of their household registration book; overseas Persons need to provide a copy of their passport or Mainland Travel Permit for Hong Kong and Macao residents or Mainland Travel Permit for Taiwan residents.

Does China Guangfa Bank credit card not have a primary card and an additional card?

No

The main card is Guangfa Bank Smart Card, and the secondary card is China Southern Airlines Sky Pearl Credit Card.

If you have a primary card, you can add a secondary card as a registered card (equivalent to both bank cards opening online banking, it is best to use an authentication tool), which can solve the problem of not being able to open online banking. Some banks call it associated Card.

I have applied for two credit cards at Guangfa. Are there primary and secondary cards?

Credit cards are divided into primary and secondary cards. Generally, the default is to open a primary card for the customer. If Please mention it when you want the main card and supplementary card to be applied for.

The credit card has a primary card and a secondary card. How to activate it?

Take China Merchants Bank as an example, the activation process of China Merchants Bank credit card customer service phone is as follows.

(1) Call the 24-hour customer service hotline shown on the back of the credit card, select the appropriate language, and enter the cardholder's and query password.

(2) According to the voice prompts, select the card activation option under the "Credit Card Activation and Password Management" menu.

(3) Enter the last 3 digits printed after the signature field on the back of the cardholder's credit card and press the # key to confirm.

(4) Enter the cardholder’s home phone number and press the # key to confirm.

(5) Enter the 6-digit number as the cardholder’s transaction password and press the # key to confirm.

(6) Enter the 6-digit transaction password again and press the # key to confirm.

(7) The transaction password is set successfully.

Attachment: The supplementary card activation method is the same.

Are China Merchants Bank’s main credit card and supplementary card the same one?

Hello! The main credit card and supplementary card of China Merchants Bank cannot be the same person. If you already have a credit card from our bank, you can apply for another credit card, but it will also be the main card.

If you still have questions, it is recommended that you use the credit card intelligent service platform to solve credit card problems anytime and anywhere. Click here to view details.cmbchina./...=zxkf1

Is there any problem with using two credit cards from different banks at the same time?

No problem. Credit card limits from different banks are calculated separately. Just remember to pay off the overdraft in time before the repayment date.

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If the limit of the main card is 1,000, the limit of the secondary card is 500

Consumption with the secondary card and repayment with the primary card

No need, generally just the primary card is enough , there is no compulsory requirement

Do you have a credit card with primary and secondary cards?

Hello, our bank can apply for primary and secondary cards. You can learn about our credit card introduction at the following website: :.cmbchina./product/cardlist.aspx;

If you are applying for our credit card for the first time, there are three application methods: 1. Online application: :t./7fdR3; 2. Please bring your The original identity certificate, employment certificate and financial certificate documents must be processed in person at any branch of China Merchants Bank. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply. Warm reminder: The credit card verification status and application limit will be subject to the final review results.

When I first applied for the Garfield Credit Card from Industrial Bank, I had two cards: the primary card and the secondary card. But after renewal, why did I only have the primary card?

When I first applied for the Garfield Credit Card of Industrial Bank, it had two cards: the primary card and the secondary card.

But after the card expires and is renewed, there will only be the primary card.

Suggestion Consult the customer service hotline

How to distinguish the main card and supplementary card with ICBC credit card

The specific credit card supplementary card limit regulations are as follows:

The credit card supplementary card limit refers to the supplementary card The amount that can be consumed, generally speaking, the credit limit of the supplementary credit card is shared with the main card, so if you want to increase the limit of the supplementary credit card, you must first increase the credit limit of the main card.

The credit limit of the credit card supplementary card is limited to the main cardholder. The main cardholder can control the credit limit of the credit card supplementary card or even suspend the card. For example, if the credit limit of the main card is 20,000, then the main cardholder can The cardholder can set the supplementary card limit to 1,000. The main cardholder can control the supplementary cardholder's consumption at any time and can also understand his consumption expenditure.

Since the main card and the supplementary card enjoy the same credit limit, cardholders of the two cards may not know how much the other card has spent during use, so they should communicate frequently to avoid exceeding the credit limit.

In terms of points, the credit card supplementary card can accumulate points together with the main card, so that the credit card points can be accumulated quickly. For example, if the same annual consumption of 50,000 to 100,000 yuan is spread across several different credit cards, each card may have fewer points, and the cardholder will not be able to redeem the gifts he or she wants. But if all Points are accumulated on a credit card. Even if the card's points are valid for a shorter period, the cardholder can redeem them for higher-value gifts.

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The main ICBC credit card is processed first, and the number on the main card is smaller than that on the supplementary card.

1. Supplementary cards also have annual fees: Like the main card, supplementary cards also have annual fees, which are generally about half of the annual fees of the main card. Like the main card, the annual fees of most supplementary cards can also be reduced by swiping the card a certain number of times or amount.

2. The usage limit of the supplementary card and the main card: The supplementary card must have the same usage limit as the main card, and the limit of the supplementary card cannot exceed the main card.

3. Reporting the loss of the main card does not affect the use of the supplementary card: Except for the limit limit, the main credit card and the supplementary card can basically be regarded as two independent cards. After the main card is reported as lost, there will be no impact on the use of the supplementary card. Affects supplementary card usage and vice versa.

What is the meaning of credit card primary and secondary cards?

Everyone knows that credit cards are divided into primary cards and secondary cards. When users apply for a credit card, in order to facilitate the use of their family members, they can apply to the bank at the same time. To apply for an supplementary card, supplementary credit card cards can usually only be owned by immediate family members of the main card user. Generally, the cardholder of the supplementary card needs to be the parent, spouse or child of the main card user before they can apply. Many people are curious, since they are both credit cards, why are they divided into primary and secondary cards? Is there any difference between a credit card having a primary card and a secondary card?

Credit cards have primary and secondary cards with the following main differences:

1. The annual fees are different.

The annual fee of the supplementary card is usually half of the annual fee of the main card. For example, if the annual fee of the main card is 100 yuan/year, then the annual fee of the supplementary card is 50 yuan/year. Usually the supplementary card can also enjoy the annual fee-free policy. The annual fee reduction method for the card is basically the same as that for the main credit card. You can enjoy the annual fee exemption by swiping the card a specified number of times or amount;

2. The limits are different. Both the main credit card and the supplementary card have consumption functions, but the limit of the supplementary card is lower than that of the main card. The sum of the consumption limit of the supplementary card and the main card cannot exceed the maximum credit limit.

3. Different powers. The primary credit card holder is the account holder and has absolute management rights over the secondary card. The primary card user can set the limit of the secondary card, change the information of the secondary card holder, and cancel the secondary card at any time. If the primary card user cancels the secondary card and there is an outstanding balance in the secondary card account, the primary card user will need to make repayment. If the primary card user cancels the account, the secondary card will no longer be able to be used.

4. Repayments are different. The main credit card and the supplementary card use the same bank account. The supplementary card and the main card can make repayments separately after consumption, or the main cardholder can pay off all the debts of the main card and the supplementary card, but the supplementary card When the card has not been repaid, the primary card user needs to repay it, because if the secondary card has an overdue record, it will be recorded in the account information of the primary cardholder.

Supplementary card application conditions:

1. The applicant must be the parent, spouse or child of the main cardholder who has a direct family relationship;

< p>2. The applicant needs to be over 13 years old and have full capacity for civil conduct. If the applicant is over 13 years old but under 18 years old and is a minor applicant, then when applying for a supplementary credit card Legal guardian consent is required.

This is the end of the introduction on how credit cards are divided into primary and secondary cards and bank cards are divided into primary and secondary cards. Did you find the information you need?