How to use CITIC Electronics Credit Card? Pay attention to these matters

After many card friends apply for CITIC’s new express cash, the bank will open an electronic credit card and you can check the credit limit on the card. Because there is no physical card, many friends are wondering. How can I get the money out of it? Below, we will briefly introduce it.

How to use CITIC Electronics Credit Card?

CITIC Electronic Credit Card, which does not have a physical card, is also a virtual credit card, but it is different from the virtual credit card we use. With ordinary virtual credit cards, we can use mobile payment tools to make purchases online or pay offline, but CITIC Electronic Credit Cards cannot do this.

Because CITIC Electronic Credit Card is actually the carrier of exclusive installment business such as CITIC New Express, but it cannot be used for daily consumption. It can only receive the money we repay CITIC New Express, so there is no way to do it. The money inside was swiped out. If you want to use the credit limit on your card, the only way is to apply for a new cash payment.

However, even if you have a credit limit on your CITIC Credit Card, your application for new express cash may not be approved.

Because the bank will re-evaluate the current credit conditions of the cardholder every time Xinkuai Cash borrows money, if the comprehensive score is insufficient, it may be rejected. There are many reasons, such as Xin Kuai Cash or The credit card is overdue, the cardholder's debt ratio exceeds 50, the total credit limit of the credit card is too high, the repayment ability is insufficient, etc.

For this reason, it is recommended that before you apply for a new cash flow, it is best to check your credit report, understand your credit, liabilities, etc., and then find ways to solve the shortcomings, so It can improve the pass rate of new express. I would like to remind you that after using Xinkuai, it may be blacklisted by the bank, which will affect the credit card limit increase. Everyone should handle it with caution.

Is CITIC Tencent Super V Credit Card a virtual card?

Yes. Virtual credit card, also known as: virtual VISA credit card, VISA virtual credit card, VISA virtual card, VISA international credit card, task card, game activation card, PayPal activation card, EB activation card and iOffer activation card, etc., is for those who do not have an international credit card or are worried about Users who want safe credit card payments need products launched for overseas online shopping, activating various online accounts, recharging, etc. The biggest disadvantage is that there is no physical card, which means there is no "magnet". Today's network security is increasing day by day, and most merchants have begun to require customers to provide scanned copies of the credit cards they use and sign credit card security agreements. For users of virtual credit cards, this is obviously impossible to provide, and they are faced with no money. It can be paid, but the merchant has questioned its reliability, so before using it, you need to ask the merchant whether it accepts virtual credit cards to avoid inconvenience.

Why can’t the CITIC Bank virtual card receive payment?

It may be due to network delay.

CITIC Bank virtual cards generally experience delayed crediting. It is recommended to pay attention to the bill details and record whether they have been received within 2-3 working days.

CITIC Bank’s virtual credit card is also called a dual-currency credit card. Even if it can only be used for overdraft consumption, it can also handle cash withdrawals.

What is China CITIC Bank electronic credit card (debit card)?

CITIC Electronic Credit Card (credit card) is a product of CITIC Bank. It does not have a physical card and can be used for online consumption by binding quick payment. Simply put, CITIC Electronic Credit Card (credit card) is a virtual credit card (credit card) launched by CITIC Bank. It can be paid online, but without a physical bank card, it cannot be paid offline with a credit card (credit card).

You can apply for CITIC Bank electronic credit card (credit card) online on CITIC Bank’s mobile client. However, CITIC Bank has only opened the application entrance for electronic credit card (credit card) to some users.

This concludes the introduction to CITIC Virtual Credit Card and how to spend money with CITIC Virtual Credit Card. Have you found the information you need?