There is no handling fee ~ but I didn't brush it out at Xi 'an last time. Don't know why! But you can swipe your card in Beijing and Shanghai. At present, it seems that the VISA card of Dominic Bank only supports Shanghai, Beijing, Hong Kong and Guangzhou, but large hotels also support calling the credit card department to register how long you will stay in China before returning to China, otherwise Dominic Bank will think that your credit card is at risk of being stolen. If your phone is not connected, your credit card will be suspended for your benefit, so you can't withdraw cash at ATM, but you can withdraw cash at ATM with your debit card! The banks I have tried are China Bank, China Construction Bank and China Industrial and Commercial Bank. Handling fee: 5 yuan or 2 yuan. I forgot! There is no charge for converting Canadian dollars into RMB, but some merchants will increase the handling fee by 2%-5%! ! Just like some merchants in Canada, they don't need the card swiping machine provided by the bank, and they need 0.25CAD for each swipe!