Second, specifically:
The money borrowed by credit card is paid back by savings card, not by credit card. What should I do?
1, which can be automatically repaid by binding savings card and credit card;
2. You can use a savings card to transfer money to a credit card for repayment;
3. You can use the credit card number to pay in cash at the counter or at the counter.
Three, the savings card debt direct deduction:
(1) In general, whether applying for a credit card or a bank loan, there will be an agreement in the signed agreement:
When your credit card/loans overdue is used, the bank has the right to transfer the funds of the savings card in your name to repay the funds of the credit card/loans overdue. So in reality, as long as you are in the bank's credit card/loans overdue, as long as there are funds in the savings card account, many banks will directly transfer money to repay the arrears.
(2) Precautions:
1. Bank direct debit can only be made by peers, and cross-bank debit must be judged by the court. For example, your credit card at Bank A is overdue. If your bank a has a savings card with funds in it, then bank a will deduct the funds in your savings card and return it; But suppose you don't have a savings card at Bank A or you have a savings card but no funds. On the contrary, you have a lot of money in Bank B's savings card, so Bank A can't deduct your money in Bank B. Only after the court decides, Bank A can deduct the money in Bank B's account.
2. For overdue, the bank will not immediately deduct the funds in the peer savings card account, because you may have neglected to repay in time, or for other reasons, especially if your previous credit record is good. In this case, the general bank will delay for a few days, first remind you by SMS, telephone and other means. If you don't act, the bank will deduct it directly if the overdue time is long.
3. In the case of long-term overdue, as long as the funds are deposited in your savings card (such as your salary card), the bank will transfer the money in a short time (as for the specific time, banks are different, some on the same day, some on the next day, but generally it will not exceed 3 days).