Does the Platinum Premium Edition of Agricultural Bank of China Credit Card have additional cards?
No. The Platinum Premium Edition only has one main card, so the Platinum Premium Edition for Agricultural Bank of China credit card owners does not have a secondary card. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.
What does the primary and secondary cards of the Agricultural Bank of China ETC credit card mean?
The main card refers to the bank card that plays a leading role in the use of multiple bank cards under the same account. The main cardholder must bear all debts under the supplementary card. A supplementary card refers to a bank card that is in a subsidiary position when using multiple bank cards under the same account. The main card and the secondary card use one fund account and credit limit, but they can set different transaction passwords. The main card and the supplementary card need to be applied for separately. Generally, the credit card application will have a separate application form for the supplementary card, and the maximum number of supplementary cards that can be applied for is stated. Applicants can also apply for the main card and supplementary card at one time. program. The relationship between the principal card and the supplementary card of the Agricultural Bank of China credit card: All debts incurred by the supplementary cardholder when using the credit card shall be borne by the principal cardholder, who will perform the debt directly to the card issuer or special unit. The cards belong to the same account and the credit limit is unlimited. The primary cardholder and the secondary cardholder mostly have a property relationship, or they know and trust each other, and there are agreements such as gifts, entrustments, and paid commitments between them. In the relationship between primary and secondary cardholders, the primary cardholder is in a dominant position and has the right to decide to add or cancel secondary cards, while the secondary cardholder is in a subordinate position. If the primary card is cancelled, the secondary card should be voluntarily returned to the card issuer. When the primary cardholder requests to stop using the secondary card midway, the secondary card should also be returned to the card issuer. If there is an unsettled debt, the debt will still be borne by the primary cardholder. The primary cardholder has the right to supervise, use or deactivate all the items enjoyed by the secondary cardholder. The primary card and the secondary card are closely related, and is responsible for all risks of arrears incurred by the secondary card.
What does the supplementary card of the Agricultural Bank of China credit card mean? What is it used for?
1. What does the supplementary card of Agricultural Bank of China credit card mean? What is it used for?
The supplementary credit card is relative to the main card. You can only apply for a supplementary card after you have the main credit card. The main card and supplementary card use the limit of the main card. The ownership of the supplementary card belongs to the main card, and the main card can perform any operation on the supplementary card, including freezing, canceling the account, etc.
2. Credit card
Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).
3. Agricultural Bank of China
The Agricultural Bank of China (ABC, Agricultural Bank of China) was established in 1951. The head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. Agricultural Bank of China is an important part of China's financial system and one of China's major comprehensive financial service providers. It is committed to building an international first-class commercial bank group with distinctive operating characteristics, efficient and convenient services, complete functions and synergy, and outstanding value creation capabilities. .
With its comprehensive business portfolio, vast distribution network and leading technology platform, Agricultural Bank of China provides customers with a variety of corporate banking and retail banking products and services, and also conducts financial market business and asset management business. , its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.
Can I apply for a second Agricultural Bank of China card?
One person can apply for 2 Agricultural Bank of China cards. However, only one of the two Agricultural Bank of China cards can be used for online banking, and the functions of the two bank cards will also be different.
If it is an Agricultural Bank of China debit card, the functions are different. The debit card applied for by each user for the first time belongs to the Class I account, which has the functions of depositing and withdrawing cash, wealth management, transfer, payment, etc. All functions, consumption and transfer payment have no limit.
When applying for a second debit card, the card belongs to a Type II account, which can be deposited but not withdrawn, and can only be transferred to a Type I account.
If it is an Agricultural Bank of China credit card, the customer can have up to two Agricultural Bank of China credit cards, and one is the primary card and the other is the secondary card. The functions of the secondary card are no different from those of the primary card.
The Agricultural Bank of China (AGRICULTURALBANKOFCHINA, referred to as ABC, Agricultural Bank of China) was established in 1951. The head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank.
The Agricultural Bank of China is an important part of China's financial system. It provides a variety of corporate banking and retail banking products and services, and also carries out financial market business and asset management business. Its business scope also covers investment banking and fund management. , financial leasing, life insurance and other fields.
Banking business
The Agricultural Bank of China has branches all over China’s urban and rural areas, making it the large modern commercial bank with the most branches and the widest business coverage in China.
The business field of Agricultural Bank of China has developed from the initial agricultural credit and settlement business to a complete range of products, which can handle all kinds of international and domestic financial businesses.
Mainly Including: deposit services/comprehensive loan services/foreign exchange financial management/RMB financial management/overseas financial management on behalf of clients/bank cards/remittances and foreign exchange settlements/safe deposit box rental payment services payroll services/overseas financial services/electronic banking services/private banking/financing Business/domestic payment and settlement/international settlement/fund-related business/corporate financial services/financial institution services.
At the same time, it also provides a variety of corporate banking and retail banking products and services and carries out self-operated and client-operated fund businesses. Its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.
RMB business
Absorb public deposits; issue short-term, medium-term and long-term loans; handle domestic and foreign settlements; handle bill discounts; issue financial bonds; act as an agent to issue, redeem and underwrite government bonds ; Buy and sell government bonds; engage in inter-bank lending; buy, sell, and act as an agent for buying and selling foreign exchange; provide letter of credit services and guarantees; act as an agent for collection and payment, and act as an insurance agent, etc.
Foreign exchange business
Foreign exchange deposits; foreign exchange loans; foreign exchange remittances; exchange; international settlement; acceptance and discounting of foreign exchange bills; foreign exchange borrowings; foreign exchange guarantees; foreign exchange settlement and sales; issuance and Agency issuance of securities other than stocks; buying and selling and agency buying and selling of securities other than stocks; foreign exchange trading on behalf of clients; credit investigation, consulting, and witnessing services.
What do the Agricultural Bank of China primary and secondary cards mean?
The main card is relative to the supplementary card. The main card is the main account of the account. It has the highest usage rights and has certain control rights over the supplementary cards. The supplementary card is an account that has no independence of its own. It uses the same card account as the main card. When the supplementary card is newly opened, it has the same payment permissions as the main card. The main cardholder can use the same card account as the main card according to actual needs. Control payment channels and payment limits for supplementary cards.
That’s it for the introduction of the primary and secondary credit cards of Agricultural Bank of China.