Subject to the billing date, the final repayment date of your Minsheng Credit Card is 20 days after the billing date.
2. If your repayment date is February 8th, then your billing date is calculated as 19 per month.
Your transaction of 65438+February 30th, 65438+ 191October 30th, the repayment date is February 8th.
Remember: No matter what day the billing date is, you can enjoy the longest repayment period as long as you spend on the day after the billing date.
3. If the minimum repayment amount is selected for repayment, the cardholder cannot enjoy the interest-free repayment period, and has to pay the interest of all transactions in the current bill (five ten thousandths per day).
The minimum repayment amount will be listed on the current bill, and its calculation formula is:
10% of consumption funds
(plus) 10% of the cash advance transaction amount.
(plus) 100% of the minimum repayment amount in the previous period.
(plus) 100% fee and interest
-
(equal to) the minimum repayment amount
As long as the final repayment date is not less than the minimum repayment amount on time, there will be a good credit record.