Hello, our bank has no academic requirements for card applications. The most important requirements for applying for a credit card are that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate. If you can provide other documents proving your financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit.
The detailed application information is as follows:
1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a military ID card. Copy;
2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), Or a copy of the original and marked work permit/plate that has been verified by the promoter;
3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding vouchers, or houses, cars, deposits and Documents proving the investment market value (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other information that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.
The review is based on a comprehensive assessment by the system and will take into account many factors, such as work, income, stability, personal credit and other aspects. It is not determined by unilateral factors.
"If you have other questions, it is recommended that you add "QQ" or "WeChat" for online consultation.
Method 1: Search for "4008205555" among QQ corporate friends and add " "China Merchants Bank Credit Card Center" as a friend;
Method 2: Search the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center.
For detailed instructions, please click: /Common/default.aspx ?pageid=zxkf, thank you for your attention and support! "