Second, the repayment through the bank counter or self-service deposit and withdrawal machine is real-time, and the money will arrive immediately after it is deposited. There will be no delay in arrival, which is the preferred method.

Third, you need to pay attention to repayment through online banking or online platforms, because different platforms or banks have different arrival times, some arrive in real time, some arrive on the same day, and some arrive on the next day, so you must pay attention.

Fourth, it is recommended to repay the loan one or two days in advance to avoid unnecessary trouble.

Verb (abbreviation of verb) repayment skills:

1. UnionPay online repayment business with the same name.

The first skill of credit card repayment is the online repayment of the same name by UnionPay, that is, the credit card holder transfers the funds in his debit card to the credit card through the UnionPay website. In this way, whether at home or in the office, credit card repayment can be made, eliminating the pain of going to bank outlets on a single billing day for one month.

2. Repayment on the network platform

At present, third-party network platforms such as Alipay and WeChat can repay the loan without handling fees. Need to remind consumers that it is best to make repayment three working days before the credit card repayment date.

3. Binding peer debit card "automatic repayment"

If you think that online repayment and "Lacarra" need to be operated by yourself, and it takes time, then this method is the best. Bind the debit card of the same bank and open the automatic repayment function. The debit card will automatically transfer the money to the credit card account on the last repayment date of the credit card every month. In this way, automatic repayment is realized.

However, if you use a debit card for automatic repayment, you need to ensure that there are enough funds on the debit card. It is not cost-effective if you don't repay in time because of insufficient funds. In addition, the automatic repayment of some banks is not a one-time payment, but a lifetime use. Generally speaking, it is two years. So be sure to ask before dealing with it. If the business expires due to ignorance or forgetfulness, the bank will bear the penalty interest.