Fixed-point redemption: gift certificates can be redeemed at the counters of designated outlets in Bank of Ningbo Credit Card Center:

Address of Credit Card Center: 5th Floor, No.275 Rainbow South Road, Ningbo;

Telephone reservation exchange: 24-hour customer service hotline manual seat reservation exchange;

Website reservation redemption: individual users make reservation redemption after logging in;

Redemption at designated merchants: Redeem points gifts or services at designated merchants in Bank of Ningbo.

2. Telephone reservation exchange and website reservation exchange only open the service of making an appointment to send physical gifts, and do not open service items or exchange vouchers; Service items or vouchers must be collected by the cardholder at the counter of designated outlets in Bank of Ningbo;

3. Outside Ningbo, only telephone reservation and website reservation exchange are provided.

In addition: To be specific: If you are the bank points of Yintai co-branded card, you can redeem Yintai department store gift certificates at Dongmen and Tianyi Store. Huitong Credit Card can accumulate points for free, and can redeem exquisite gifts at the credit card center. If it is the integral of the golden abacus. Account points are the main basis for obtaining various benefits and conveniences from commercial banks. The deposit amount in the account will be used as the basis for obtaining loans or credits from Bank of Ningbo in the future, and you will get loans or credits from our bank before other customers. Account points are valuable. If it is used for loan, you will get the lowest loan interest rate matching the points, which is the benchmark interest rate stipulated by the People's Bank of China, namely 10%.