1. Credit card holders of Minsheng Bank can dial 95568 through the customer service hotline to inquire about the credit card limit, and obtain information such as credit card account arrears and current available limit at any time and place;
2. Log in to Minsheng Bank Credit Card Center, and you can directly check the credit limit of Minsheng Bank Credit Card through online banking.
Minsheng Bank Credit Card Limit Rules
1. Credit card available line of Minsheng Bank:
The credit limit that cardholders can use for timely transactions will decrease with each consumption and be restored with each repayment.
The common limit of all cards (including the main card and the supplementary card) under the cardholder's name, not the sum of the limits of each card.
2. Cash withdrawal amount of Minsheng Bank's credit card:
After successfully applying for Minsheng Bank credit card, the cardholder can enjoy a certain amount of cash withdrawal at any time without opening it separately.
The credit card withdrawal amount of Minsheng Bank generally does not exceed 50% of the credit card amount, and the daily cumulative withdrawal limit of ATM machines is up to 2,000 yuan.
3. Credit card installment amount of Minsheng Bank
The total installment amount will completely occupy the cardholder's installment amount, which is independent of the general credit line, and is usually 100% to 150% of the general credit line. According to the number of installments selected by the cardholder. Before the installment payment is paid off, on the billing date of each installment, the installment amount of the cardholder will be restored to the payable amount of the installment, and the available amount of the general credit line will be reduced. If the general credit line is insufficient, it will exceed the limit, but the cardholder does not need to pay the over-limit fee.