With the popularity of credit cards from various banks, credit cards have gradually become an indispensable part of our daily lives (catering, shopping, gas, business travel), and more and more people are applying for cards. At present, various banks The credit card types are also very rich, including standard cards, co-branded cards, car owner cards, shopping cards and other card types. I believe that friends who are applying for a credit card for the first time may not know which credit card to choose. Below I will share with you some credit cards worth applying for, hoping to give you some help if you are still confused about making a choice.

1. China Merchants Bank YOUNG Card Youth Edition Black Card

Recommendation Index: 9 stars

China Merchants Bank YOUNG Card Youth Edition is divided into black and white, which is more suitable For freshly graduated college students, the threshold is low and there are cash withdrawal discounts. The key is that it is easy to maintain and is suitable for accumulating personal credit.

1. It supports online banking, online payment, and mobile phone repayment

2. The limit can be continuously increased. As long as you maintain the frequency of swiping the card and pay back the money on time, the limit can be increased, like other Unlike credit cards, there are many fewer review steps.

3. Cash can be withdrawn at any time, and the limit is 100% (10,000 cash is pre-borrowed every day). You can withdraw money anytime and anywhere

4. Only handling fees are charged for bill installments, which is what everyone is most worried about. Isn’t it just that you will pay more interest on borrowing money? There is no interest here, only handling fees

5. Exclusive double points for birthdays: Double points for the birthday month

Rights: China Merchants Bank has the fastest credit limit increase, and the opportunity to increase the credit limit is not difficult. The approval rate for the credit limit is very high, and the card limit is okay. Only customers under 30 years old can apply and receive a free Alpine trolley case worth RMB 899, 100% cash withdrawal, no handling fee for the first cash withdrawal every month, and double points on your birthday month.

2. Shanghai Pudong Development Bank VISA Platinum Credit Card

Recommended index: 8 stars

1. You can enjoy room upgrades, late check-out, free tickets, and dining discounts You can also enjoy the 3-for-2 treatment at Shangri-La, Kempinski and other star hotels

2. You can enjoy high-end medical treatment, high-end beauty, maternal and child care and other privileges

4. You can enjoy discounts on driving, car rental, and urgently needed roadside assistance

5. Cardholders can enjoy many Airline ticket discounts and fast customs clearance

6. Cardholders can enjoy special discounts on study abroad services, courses, and study tour projects

Fashionable and cool appearance, it can be said A card specially created for working women.

3. China Merchants Bank QQ member co-branded credit card

Recommendation index: 8 stars

1. You can enjoy 0 interest and 0 handling fees when buying a car. For some This should be very popular for young people who have just entered the society

2. Enjoy the 6-month super membership of Ele.me, double points on APP consumption and a 50 yuan new household gift package, for newcomers , what I like most is eating. Ignoring those large-scale consumption activities, who wouldn’t be tempted by this series of friendly meal ordering discounts?

3. The QQ on the card surface makes people feel more friendly. It is also the first choice credit card for some new and young people entering the society. Its limit is similar to other credit cards, but the card surface can be different from the main card. It can be used offline. Customers who apply can fill in their own QQ number in the membership field, and they will have our QQ number printed on it, which further highlights the personality of the younger generation. New customers can tell the sales staff the card face of their choice when filling out the application form.

Other benefits are not commonly used, so I won’t go into details here

4. Everbright Bank Sunshine Credit Card Gold Card

Recommendation Index: 7 stars< /p>

1. New users will receive 100,000 points if they keep swiping. It’s a local tyrant’s gold. I don’t know what 100,000 points can be exchanged for. I’ve never done it personally, but with so many points, I shouldn’t give you any rubbish. Bar

2. Watching movies for 10 yuan every week, this... I still hope that couples will not spread dog food everywhere. My dog ??is very full and does not want to eat dog food

3. Watsons is full 50 off 200, this offer also attracts many mothers. I believe some of those good reviews must be from mothers.

5. Ping An Bank Car Owners Credit Card

Recommendation Index: 6 stars

Ping An Car Owners Card I believe many people are familiar with Ping An Bank’s Car Owners Card. This gold-level card also has two versions: MasterCard and UnionPay. The annual fee is waived in the first year, and the annual fee for the next year can be waived by swiping the card for 30,000 yuan. With the Ping An Car Owner Card, you can enjoy services such as 12% off on refueling, coverage for all vehicle personnel, free roadside assistance nationwide, and complimentary insurance. Ping An's insurance is also one of its major advantages.