When the credit card limit is insufficient, if you want to increase the temporary credit card limit, there are mainly the following ways to increase it:

1. Telephone withdrawal. A: Call the Postal Savings Bank credit card free customer service hotline 4008895580 and follow the voice prompts step by step. B: Cardholders can also manually withdraw money by calling the postal credit card customer service hotline. Tell the customer service that the credit limit is not enough, and want to increase the credit limit, and explain the willingness to increase the credit limit. Generally speaking, if the cardholder repays the loan on time, has no overdue, has a good credit record and has no bad behavior such as cashing out, the bank will agree to increase the credit limit.

2. Online banking withdrawal. Postal savings bank has its own online bank. The cardholder logs into his online bank, finds the button to adjust the amount, and handles online withdrawal according to the prompts. As for the success of cash withdrawal, it depends on the usual credit situation and card use.

3. Withdrawal at the counter. If you are close to the bank and are not familiar with telephone operation and online banking operation, the cardholder can directly bring his personal ID card and the credit card of the Postal Savings Bank to the bank counter to withdraw money, and the bank staff will check the cardholder's personal credit information and credit card usage. If there is no problem, you agree to increase the amount.

How to apply for temporary credit limit for postal credit card?

1. If you want to apply for a temporary quota, you need to meet the conditions for applying for a temporary quota:

1. First, the credit card of the Postal Savings Bank must be used for at least 3 months;

2. Secondly, when using the credit card, you should have a good use record, repay the loan on time, there is no overdue situation, and do not make illegal transactions such as cashing.

Two, the method of applying for temporary credit line of postal bank:

When the cardholder feels that the quota is not enough and wants to apply for a temporary quota, the easiest way is to call the credit card customer service hotline of the Postal Savings Bank, which can directly explain the situation to the customer service and put forward the demand for increasing the quota. If the cardholder meets the requirements for applying for temporary limit of postal credit card, the limit can be increased within 24 hours. However, it should be noted that the temporary quota is valid, usually 1 to 2 months. Upon expiration, the quota will be restored to the original quota. If you use credit cards frequently and have a good repayment record, you can try to apply for increasing the permanent limit.