If you need to settle in advance by stages, you can settle in one lump sum, but you need to call in advance to apply. After you manually settle the account in one lump sum, the handling fee will not be refunded, and the unpaid handling fee will also be charged in one lump sum.
If you have any other questions, please add QQ corporate customer service 4008205555 or find WeChat WeChat official account "China Merchants Bank Credit Card Center" and add attention.